Columbia County property record for 397 Black Rail Ln, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,962 sqft · built 2019 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,290,000 (Apr 2026) |
| Tax Bill | $9,786 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081 524 |
| Primary APN | 081 524 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 4,962 sqft Finished Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Street Address | 397 BLACK RAIL LN |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-0598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD;PLAN U |
| Legal Description | BLK B LOT 24 .46 ACS; RIVER ISLAND SECT 2 PH 2A |
| Legal Subdivision | RIVER ISLAND SECT 2 PH 2A |
| Legal Phase | 2A |
| Legal Block | B |
| Legal Lot Number | 24 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30107 |
397 Black Rail Ln is owned and occupied by two individuals who bought it in April 2026.
Source: Columbia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 397 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage COLONY BANK |
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit QUEENSBOROUGH NAT'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | May 22, 2018 · Amount on File |
| Deed Book / Page | 16072 / 259 |
| Prior Transfer Date | Apr 23, 2026 |
| Prior Transfer Doc | 016072/259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Apr 24, 2026 |
| Property Address | 397 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 016072/259 |
| Book / Page | 16072 / 259 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 397 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 1607000262, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 16072/262 |
| Name | COLONY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 397 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 2939/0006 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 397 BLACK RAIL LN EVANS GA 308090598, EVANS, GA 30809-0598 |
| Document Number | 2939/0006 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 012939/000006 |
| Name | QUEENSBOROUGH NAT'L BK&TR |
|---|---|
| Type | Bank |
| Address | MARTINEZ, GA 30907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 14, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 397 Black Rail Ln was $9,786, down 6.5% from the year before.
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,786.00 (-6.5%) | $436,614 (+0.01%) Land $58,404 Building $378,210 | $1,091,536 (+0.01%) Land $146,010 Building $945,526 |
| 2025 | $10,466.00 | $436,587 Land $58,404 Building $378,183 | $1,091,468 Land $146,010 Building $945,458 |
| 2023 | $5,466.00 (-41.65%) | $212,500 (-40.71%) Land $78,804 Building $133,696 | $531,251 (-40.71%) Land $197,010 Building $334,241 |
| 2022 | $9,367.00 | $358,427 Land $48,804 Building $309,623 | $896,068 Land $122,010 Building $774,058 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 397 Black Rail Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 397 Black Rail Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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