Columbia County property record for 396 Black Rail Ln, Evans, GA 30809
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 4,393 sqft · built 2018 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Dec 2017) |
| Tax Bill | $11,424 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081 523 |
| Primary APN | 081 523 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,393 sqft Finished Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Street Address | 396 BLACK RAIL LN |
|---|---|
| City | EVANS |
| State | GA |
| Zip | 30809-0598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD;PLAN U |
| Legal Description | BLK C LOT 25 .49 ACS; RIVER ISLAND SECT 2 PH 2A |
| Legal Subdivision | RIVER ISLAND SECT 2 PH 2A |
| Legal Phase | 2A |
| Legal Block | C |
| Legal Lot Number | 25 |
| Jurisdiction | COLUMBIA GA |
| Township / Civil Division | EVANS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30107 |
396 Black Rail Ln is owned and occupied by two individuals who bought it in December 2017.
Source: Columbia County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 396 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Aug 14, 2018 | Deed of Trust, Mortgage FIDELITY BK MTG |
| Dec 28, 2017 | Grant Deed, Construction Loan · Line of Credit F&M BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on File |
| Deed Sale | Dec 22, 2017 · Amount on File |
| Deed Document Number | 20178274 |
| Deed Book / Page | 11245 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 396 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 396 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 132060000000297 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 0000013206/0000000297 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Property Address | 396 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 1613/0199 |
| Instrument Date | Aug 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 396 BLACK RAIL LN EVANS GA 308090598, EVANS, GA 30809-0598 |
| Document Number | 1613/0199 |
|---|---|
| Date | Aug 29, 2018 |
| Book Page | 011613/000199 |
| Name | FIDELITY BK MTG |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 28, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLUMBIA GA |
| Recording Date | Dec 28, 2017 |
| Property Address | 396 BLACK RAIL LN, EVANS, GA 30809-0598 |
| Document Number | 1245/0122 |
| Book / Page | 011245 / 000122 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 396 BLACK RAIL LN EVANS GA 308090598, EVANS, GA 30809-0598 |
| Document Number | 1245/0125 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 011245/000125 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Address | MARTINEZ, GA 30907 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 27, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 396 Black Rail Ln was $11,424, down 10.6% from the year before.
Source: Columbia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Columbia County |
| Unified School District | Columbia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,424.00 (-10.58%) | $537,618 (+0.4%) Land $58,404 Building $479,214 | $1,344,046 (+0.4%) Land $146,010 Building $1,198,036 |
| 2025 | $12,776.00 Additional exemption filed | $535,466 Land $58,404 Building $477,062 | $1,338,664 Land $146,010 Building $1,192,654 |
| 2023 | $12,159.00 (+7.29%) Homeowner's exemption | $495,130 (+13.54%) Land $78,804 Building $416,326 | $1,237,826 (+13.54%) Land $197,010 Building $1,040,816 |
| 2022 | $11,333.00 Homeowner's exemption | $436,093 Land $48,804 Building $387,289 | $1,090,233 Land $122,010 Building $968,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Black Rail Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Black Rail Ln is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 67% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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