397 Arapaho Dr, Kyle, TX 78640 Property Records

Hays County property record for 397 Arapaho Dr, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	4,474 sqft · built 2017
Lot Size	0.247 acres (10,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$719,625 (Jul 2026)
Tax Bill	$17,152 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112283000A055002`

Property Details

APN / Parcel Number

Primary APN	`112283000A055002`
Alternative APN	`R153775`

Interior

Stories	2 Stories
Building Area	4,474 sqft Living Area
Gross Area	5,510 sqft
1st Floor Area	2,602 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,797 sqft (0.247 acres)
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153775
Street Address	397 ARAPAHO DR
City	KYLE
State	TX
Zip	78640-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS FOREST PHASE TWO, BLOCK A, LOT 55
Legal Subdivision	CYPRESS FOREST PHASE TWO
Legal Phase	2
Legal Block	A
Legal Lot Number	55
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1033
Census Tract	10905

Owner

Source: Hays County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2423 LAVENDALE CT, AUSTIN, TX 78748-3445
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 15, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Apr 2, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM FIRST LOCKHART NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	202629257
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAYS TX
Recording Date	Jul 31, 2026
Property Address	397 ARAPAHO DR, KYLE, TX 78640-2251
Document Number	0000029257
Instrument Date	Jul 31, 2026
Instrument	202629257
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2423 LAVENDALE CT, AUSTIN, TX 78748-3445

Mortgage

Document Number	0000029258,
Date	Jul 31, 2026
Instrument	202629258

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	397 ARAPAHO DR, KYLE, TX 78640-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045138
Date	Oct 7, 2020
Instrument	20045138

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	397 ARAPAHO DR, KYLE, TX 78640-2251
Document Number	0000005330
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	397 ARAPAHO DR KYLE TX 786402251, KYLE, TX 78640-2251

Mortgage

Document Number	0000005330
Date	Feb 21, 2019
Instrument	5330

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2034

April 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Apr 2, 2018
Property Address	397 ARAPAHO DR, KYLE, TX 78640-2251
Document Number	0000010973
Map Reference	DOC18008955
Instrument Date	Mar 30, 2018
Instrument	18010973
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6414 RIVER PLACE BLVD STE 100, 6414, AUSTIN, TX 78730-1158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 ARAPAHO DR, KYLE, TX 78640-2251

Mortgage

Document Number	0000010974
Date	Apr 2, 2018
Instrument	18010974

Lender

Name	FIRST LOCKHART NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	6.7%
Max Rate At Change	8.75%
Index	Prime Rate
Max Rate	12.7%

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,152.00 (+2.99%)	$788,430 (+5.61%) Land $118,240 Building $670,190	$788,430 (-14.11%) Land $118,240 Building $670,190
2024	$16,654.00 (+81.89%)
2023		$746,570 Land $118,940 Building $799,020	$917,960 Land $118,940 Building $799,020
2018	$9,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Centric Fiber, Verizon.

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