281 Arapaho Dr, Kyle, TX 78640 Property Records

Hays County property record for 281 Arapaho Dr, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	3,603 sqft · built 2019
Owner	2 Individual Names on File
Tax Bill	$14,203 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R153768`

Property Details

APN / Parcel Number

Primary APN	`R153768`
Alternative APN	`11-2283-000A-04800-2`

Interior

Stories	2 Stories
Building Area	3,603 sqft Living Area
Gross Area	4,293 sqft
2nd Floor Area	1,239 sqft

Exterior

Year Built	Built 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	124 sqft

Location & Zoning

Street Address	281 ARAPAHO DR
City	KYLE
State	TX
Zip	78640-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS FOREST PHASE TWO, BLOCK A, LOT 48 TAX CODES:RSP,SHA,WEU,ACCD,EHA
Legal Subdivision	CYPRESS FOREST PHASE TWO
Legal Phase	2
Legal Block	A
Legal Lot Number	48
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	1
Census Block	1033
Census Tract	10905

Owner

281 Arapaho Dr is owned and occupied by two individuals who acquired it in August 2019.

Source: Hays County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	281 ARAPAHO DR, KYLE, TX 78640-2250
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Aug 1, 2019	Grant Deed, Subdivision Related Transfer SOUTHERN LNDG SVCS
Sep 12, 2018	Quit Claim Deed, Transfer PROSPERITY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019
Deed Sale	Aug 1, 2019
Deed Document Number	19026551
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	281 ARAPAHO DR, KYLE, TX 78640-2250
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	STEWART TITLE OF AUSTIN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057092
Date	Oct 18, 2021
Instrument	21057092

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HAYS TX
Recording Date	Aug 1, 2019
Property Address	281 ARAPAHO DR, KYLE, TX 78640-2250
Document Number	0000026551
Instrument Date	Jul 30, 2019
Instrument	26551
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 ARAPAHO DR KYLE TX 786402250, KYLE, TX 78640-2250

Mortgage

Document Number	26552
Date	Aug 1, 2019
Instrument	26552

Lender

Name	SOUTHERN LNDG SVCS
Address	AUSTIN, TX 78759

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYS TX
Recording Date	Sep 12, 2018
Property Address	281 ARAPAHO DR, KYLE, TX 78640-2250
Document Number	0000032656
Instrument Date	Sep 10, 2018
Instrument	32656
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	PROSPERITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6414 RIVER PLACE BLVD #200 AUSTIN TX 787301157, 200, AUSTIN, TX 78730-1157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$683,890 Land $118,240 Building $565,650	$683,890 Land $118,240 Building $565,650
2024	$14,203.00
2023		$636,327 Land $118,940 Building $673,130	$792,070 Land $118,940 Building $673,130
2018	$1,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Arapaho Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	7 (2001–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Arapaho Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Centric Fiber, Verizon.

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