397 23rd St, Newport Beach, CA 92660 Property Records

Orange County property record for 397 23rd St, Newport Beach, CA 92660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,332 sqft · built 1949
Lot Size	0.232 acres (10,097 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`426-091-55`

Property Details

APN / Parcel Number

Primary APN	`426-091-55`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,332 sqft Living Area
Gross Area	2,772 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	10,097 sqft (0.232 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	397 23RD ST
City	NEWPORT BEACH
State	CA
Zip	92660-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT HEIGHTS BLK LOT 326 NEWPORT HEIGHTS LOT 326 SELY 112 FT -EX SWLY 210
Legal Subdivision	NEWPORT HEIGHTS TRACT
Legal Tract	516
Legal Lot Number	326
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1001
Census Tract	63103

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC
Aug 25, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Oct 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 25, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Sep 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2006
Deed Sale	Mar 28, 2006
Deed Document Number	2006202584
Last Transfer Date	Nov 8, 2024
Transfer Doc	0000294648
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362027
Date	Sep 20, 2019
Instrument	2019000362027

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608

Mortgage

Document Number	0000632287
Date	Nov 4, 2020
Instrument	2020000632287

Lender

Name	RECOVO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 25, 2020
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Document Number	0000434790
Instrument Date	Aug 4, 2020
Instrument	434790
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	397 23RD ST NEWPORT BEACH CA 926603608, NEWPORT BEACH, CA 92660-3608

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 29, 2020
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Document Number	0000614375
Instrument Date	Aug 4, 2020
Instrument	614375
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	397 23RD ST NEWPORT BEACH CA 926603608, NEWPORT BEACH, CA 92660-3608

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 25, 2020
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Document Number	0000434789
Instrument Date	Aug 4, 2020
Instrument	434789
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	397 23RD ST NEWPORT BEACH CA 926603608, NEWPORT BEACH, CA 92660-3608

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 16, 2019
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Document Number	0000352170
Instrument Date	Sep 10, 2019
Instrument	352170
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	397 23RD ST NEWPORT BEACH CA 926603608, NEWPORT BEACH, CA 92660-3608

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 15, 2019
Property Address	397 23RD ST, NEWPORT BEACH, CA 92660-3608
Document Number	0000301514
Instrument Date	Aug 13, 2019
Instrument	301514
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	97 23RD ST NEWPORT BEACH CA 92660, NEWPORT BEACH, CA 92660

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$321,614 (+2%) Land $210,405 Building $111,209
2025	$4,392.00 (+7.23%)	$315,308 (+4.04%) Land $206,279 Building $109,029
2023	$4,096.00 (+4.57%)	$303,065 Land $198,268 Building $104,797
2022	$3,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2005)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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