3969 Wendy Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3969 Wendy Ct, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,681 sqft · built 1956
Lot Size	0.234 acres (10,176 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-01320234`

Property Details

APN / Parcel Number

Primary APN	`13-01320234`
Alternative APN	`01320234`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,681 sqft Living Area
1st Floor Area	1,931 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,176 sqft (0.234 acres)
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01320234
Street Address	3969 WENDY CT
City	SILVER SPRING
State	MD
Zip	20906-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	7
Legal Lot Number	35
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703302

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3969 WENDY CT, SILVER SPRING, MD 20906-5270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jun 27, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 5, 2001
Deed Sale	Apr 5, 2001
Deed Document Number	2001207333
Deed Book / Page	18978 / 522
Last Transfer Date	Jun 21, 2022
Transfer Doc	0659530201
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3969 WENDY CT, SILVER SPRING, MD 20906-5270
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3969 WENDY CT, SILVER SPRING, MD 20906-5270

Mortgage

Document Number	0667120378
Date	Feb 3, 2023
Book Page	66712/378

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 27, 2022
Property Address	3969 WENDY CT, SILVER SPRING, MD 20906-5270
Document Number	0659530201
Book / Page	65953 / 201
Map Reference	MB 51 PL 3971
Instrument Date	Jun 21, 2022
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3969 WENDY CT, SILVER SPRING, MD 20906-5270

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,600 (+16.24%)	$613,600 (+48.72%) Land $185,300 Building $428,300
2025	$4,876.00 (-6.01%)	$412,600 (+14.04%) Land $185,300 Building $227,300	$412,600 (-) Land $185,300 Building $227,300
2024	$5,188.00 (+41.25%)
2023		$361,800	$412,600 Land $185,300 Building $227,300
2022	$3,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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