3963 Wendy Ct, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3963 Wendy Ct, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,769 sqft · built 1956
Lot Size	0.171 acres (7,455 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,845 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01321785`

Property Details

APN / Parcel Number

Primary APN	`13-01321785`
Alternative APN	`01321785`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,455 sqft (0.171 acres)

Exterior Amenities

Deck Area	80 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01321785
Street Address	3963 WENDY CT
City	SILVER SPRING
State	MD
Zip	20906-5270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	7
Legal Lot Number	P32
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703302

Owner

Source: Montgomery County records · APN 13-01321785

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3963 WENDY CT, SILVER SPRING, MD 20906-5270
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2005
Deed Sale	May 25, 2005
Prior Sale	Dec 31, 2001 · Amount on Record
Deed Document Number	200517024
Deed Book / Page	29943 / 134
Transfer Doc	0299430134
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3963 WENDY CT, SILVER SPRING, MD 20906-5270
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0543580235
Date	May 30, 2017
Book Page	54358/235

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,867 (+6.09%)	$484,800 (+18.27%) Land $176,000 Building $308,800
2025	$4,845.00 (-5.87%)	$409,900 (+14.68%) Land $176,000 Building $233,900	$409,900 (-) Land $176,000 Building $233,900
2024	$5,147.00 (+42.34%)
2023		$357,433	$409,900 Land $176,000 Building $233,900
2022	$3,616.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317033021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 586 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Fiber	1,500 / 1,500
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.