Clermont County property record for 3969 Gardner Ln, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,188 sqft · built 1949 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Jul 1987) |
| Tax Bill | $3,599 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-12A-119 |
| Primary APN | 41-31-12A-119 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Other |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,087 sqft (0.53 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Mixed |
| Garage Area | 1,125 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 538 sqft |
| Lean-To | 66 sqft |
| Poultry House | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3969 GARDNER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41202 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3969 GARDNER LN, CINCINNATI, OH 45245-2301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1987 · Amount on Record |
| Deed Sale | Jul 1, 1987 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,599.00 (-49.35%) | $71,440 (-) Land $15,400 Building $56,040 | |
| 2024 | $204,100 (-) Land $44,000 Building $160,100 | ||
| 2023 | $7,105.00 (+135.11%) Homeowner's exemption | $71,440 (+37.92%) Land $15,400 Building $56,040 | $204,100 (+37.91%) Land $44,000 Building $160,100 |
| 2022 | $3,022.00 Homeowner's exemption | $51,800 Land $10,850 Building $40,950 | |
| 2020 | $148,000 Land $31,000 Building $117,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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