Clermont County property record for 3962 Gardner Ln, Cincinnati, OH 45245
| Property Type | Farm - Crops |
|---|---|
| Details | 2 bd · 1 ba · 1,737 sqft · built 1950 |
| Lot Size | 12.6 acres (552,167 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,750 (Aug 2016) |
| Tax Bill | $3,273 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-12A-124 |
| Primary APN | 41-31-12A-124 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,737 sqft Total Area |
| 1st Floor Area | 1,115 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 552,167 sqft (12.6 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 735 sqft |
| Deck Area | 250 sqft |
| Lean-To | 280 sqft |
| Pole Barn | 1,296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3962 GARDNER LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-2302 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Crops |
| Legal Description | 03TY SURVEY TL68-100 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41202 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3962 GARDNER LN, CINCINNATI, OH 45245-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2016 · Amount on Record |
| Deed Sale | Aug 25, 2016 · Amount on Record |
| Prior Sale | Feb 5, 2008 · Amount on Record |
| Deed Document Number | 201618981 |
| Deed Book / Page | 2656 / 2096 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0000018982 |
| Record Updated | Oct 29, 2026 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,273.00 (-49.23%) | $82,040 (-) Land $37,590 Building $44,450 | |
| 2024 | $234,400 (-) Land $107,400 Building $127,000 | ||
| 2023 | $6,447.00 (+73.77%) Homeowner's exemption | $82,040 (-) Land $37,590 Building $44,450 | $234,400 (-) Land $107,400 Building $127,000 |
| 2022 | $3,710.00 Homeowner's exemption | $82,040 Land $37,590 Building $44,450 | |
| 2020 | $234,400 Land $107,400 Building $127,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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