Citrus County property record for 3969 E Withlacoochee Trl, Dunnellon, FL 34434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,989 sqft · built 1982 |
| Lot Size | 1.37 acres (59,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Aug 2017) |
| Tax Bill | $2,055 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-17S-24-0020-000E0-001.0 |
| Primary APN | 19E-17S-24-0020-000E0-001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| 1st Floor Area | 1,989 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 59,969 sqft (1.37 acres) |
| Lot Dimensions | 166 ft deep x 110 ft wide |
| Garage Area | 524 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 449 sqft |
| Deck Area | 842 sqft |
| Patio Area | 360 sqft |
| Fence | Fence |
| Utility Building | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1573262 |
|---|---|
| Old Parcel Number | 2417S19E0020000E00010 |
| Street Address | 3969 E WITHLACOOCHEE TRL |
| City | DUNNELLON |
| State | FL |
| Zip | 34434-4756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR COASTAL LAKES & RVRS |
| Legal Description | WITHLACOOCHEE HOMES 1ST ADD LOTS 1 2 3 & 4 BLK E DESCR IN OR BK 409 PG 239 |
| Legal Range | 19E |
| Legal Township | 17S |
| Legal Section | 24 |
| Legal Subdivision | WITHLACOOCHEE HOMES 1ST ADDTN |
| Legal Block | E |
| Legal Lot Number | 1-4 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 450106 |
3969 E Withlacoochee Trl is owned and occupied by two individuals who bought it in August 2017.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 8, 2017 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2017 · Amount on File |
| Deed Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 2017036802 |
| Deed Book / Page | 2845 / 1682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Document Number | 0034391326 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 3439/1326 |
| Instrument | 2024003687 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Document Number | 0032601814 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 3260/1814 |
| Instrument | 2022016171 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Document Number | 0031192258 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 3119/2258 |
| Instrument | 2020070460 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 8, 2017 |
| Property Address | 3969 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4756 |
| Document Number | 0028451682 |
| Book / Page | 002845 / 001682 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 36802 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVCS/CITRUS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3969 E WITHLACOOCHEE TRL DUNNELLON FL 344344756, DUNNELLON, FL 34434-4756 |
| Document Number | 28451683 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 002845/001683 |
| Instrument | 36803 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
The 2025 property tax bill for 3969 E Withlacoochee Trl was $2,055 with exemptions applied, up 5.7% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,055.00 (+5.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $255,904 (-2.46%) Land $41,730 Building $214,174 | $255,904 (-2.46%) Land $41,730 Building $214,174 |
| 2024 | $1,945.00 (+2.86%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $262,369 (+15.81%) Land $41,730 Building $220,639 | $262,369 (+15.81%) Land $41,730 Building $220,639 |
| 2023 | $1,891.00 (+3.28%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $226,543 (-10.38%) Land $41,730 Building $184,813 | $226,543 (-10.38%) Land $41,730 Building $184,813 |
| 2022 | $1,831.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $252,782 Land $27,820 Building $224,962 | $252,782 Land $27,820 Building $224,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3969 E Withlacoochee Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 53 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 6 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3969 E Withlacoochee Trl is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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