3544 E Withlacoochee Trl, Dunnellon, FL 34434 Property Records

Citrus County property record for 3544 E Withlacoochee Trl, Dunnellon, FL 34434

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2006
Lot Size	1.82 acres (79,403 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (May 2026)
Tax Bill	$1,019 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19E-17S-23-1C000-001.0`

Property Details

APN / Parcel Number

Primary APN	`19E-17S-23-1C000-001.0`
Alternative APNs	`19E-17S-23-0000-1C000-0010` `2317S19E1C0000010` `1571588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	79,403 sqft (1.82 acres)
Lot Dimensions	345 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	384 sqft

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	672 sqft
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1571588
Street Address	3544 E WITHLACOOCHEE TRL
City	DUNNELLON
State	FL
Zip	34434-4766
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	CEDAR COVE UNREC SUB LOT 1 DESC AS COMM AT 1/4 CORN SECT 23-17-19 RUN THN N 0DEG 23M 59S E 1324.52 FT THN S 89DEG 41S 17S E 668.85 FT THN N 0DEG 26M 12S E 150 FT THN N 20DEG 26M 51S E 801.45 FT THN N 55DEG W 333.04 FT THN N 0DEG 26M 12S E 625.80 TO P
Legal Range	19E
Legal Township	17S
Legal Section	23
Legal Subdivision	CEDAR COVE
Legal Block	1C000
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1053
Census Tract	450106

Owner

3544 E Withlacoochee Trl, a mobile home, is owned and occupied by two individuals who bought it in May 2026.

Source: Citrus County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6700 E GENTRY ST, INVERNESS, FL 34452-7120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOODLOANS INC
May 7, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Apr 14, 2005 · Amount on File
Deed Document Number	202626700
Deed Book / Page	3667 / 1439
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0026940776
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 7, 2026
Property Address	3544 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4766
Document Number	0000026700
Book / Page	3667 / 1439
Instrument Date	May 6, 2026
Instrument	2026.26700
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	INFINITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,749.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 E GENTRY ST, INVERNESS, FL 34452-7120

Mortgage

Document Number	0000026701,
Date	May 7, 2026
Instrument	2026..26701

Lender

Name	NEIGHBORHOODLOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 7, 2026
Property Address	3544 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4766
Document Number	0036671439
Book / Page	3667 / 1439
Instrument Date	May 6, 2026
Instrument	202626700
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	INFINITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183,749.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6700 E GENTRY ST, INVERNESS, FL 34452-7120

Mortgage

Document Number	0000026701,
Date	May 7, 2026
Instrument	202626701

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3544 E Withlacoochee Trl was $1,019 with a homeowner's exemption, up 8.4% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00 (+8.4%) Homeowner's exemption	$95,974 (-49.31%)	$193,760 (+2.34%) Land $36,360 Building $157,400
2024	$940.00 (+3.52%) Homeowner's exemption Additional exemption filed	$189,330 (-1.63%) Land $36,360 Building $152,970	$189,330 (-1.63%) Land $36,360 Building $152,970
2023	$908.00 (+6.95%) Homeowner's exemption Additional exemption filed	$192,470 (+12.76%) Land $33,050 Building $159,420	$192,470 (+12.76%) Land $33,050 Building $159,420
2022	$849.00 Homeowner's exemption Additional exemption filed	$170,690 Land $33,050 Building $137,640	$170,690 Land $33,050 Building $137,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3544 E Withlacoochee Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	6 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3544 E Withlacoochee Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Xfinity.

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