3969 E Comanche Dr, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 3969 E Comanche Dr, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,356 sqft · built 1985
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$213,000 (Apr 2019)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`406-47-239`

Property Details

APN / Parcel Number

Primary APN	`406-47-239`
Alternative APNs	`4064723906` `406472396`

Interior

Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406472396
Street Address	3969 E COMANCHE DR
City	COTTONWOOD
State	AZ
Zip	86326-5989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE VILLAGE #5 LOT 2082
Legal Subdivision	VERDE VILLAGE
Legal Lot Number	2082
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3007
Census Tract	2003

Owner

3969 E Comanche Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Yavapai County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3969 E COMANCHE DR, COTTONWOOD, AZ 86326-5989
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FIN'L
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on File
Deed Sale	Apr 24, 2019 · Amount on File
Prior Sale	Mar 23, 2015 · Amount on File
Deed Document Number	201919224
Transfer Doc	0035080217
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Apr 24, 2019
Property Address	3969 E COMANCHE DR, COTTONWOOD, AZ 86326-5989
Document Number	0000019224
Instrument Date	Mar 25, 2019
Instrument	19224
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7814 N 17TH AVE PHOENIX AZ 85021, PHOENIX, AZ 85021

Mortgage

Document Number	19225
Date	Apr 24, 2019
Instrument	19225

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 25, 2018
Property Address	3969 E COMANCHE DR, COTTONWOOD, AZ 86326-5989
Document Number	0000004198
Instrument Date	Jan 25, 2018
Instrument	4198
Transaction Type	Transfer
Record Updated	Feb 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3969 E COMANCHE DR COTTONWOOD AZ 863265989, COTTONWOOD, AZ 86326-5989

Tax Assessment & Valuation

The 2025 property tax bill for 3969 E Comanche Dr was $1,606, up 4.3% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$27,370 (+0.04%)	$273,695 (+0.04%) Land $42,546 Building $231,149
2026		$27,358 (+3.57%)	$273,578 (+3.56%) Land $45,378 Building $228,200
2025	$1,606.00 (+4.29%)	$26,416 (+1.24%) Land $4,582 Building $21,834	$264,165 (+1.24%) Land $45,823 Building $218,342
2024	$1,540.00	$26,092 Land $3,241 Building $22,851	$260,926 Land $32,414 Building $228,512
2022	$1,461.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3969 E Comanche Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3969 E Comanche Dr is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER VV2 public/private · serves 2,891 people · EPA ID AZ0413104
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CORDES LAKES WATER COMPANY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25

May also be available: Sparklight, T-Mobile.

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