Cabarrus County property record for 3969 Chatter Ln, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,631 sqft · built 2008 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,110,000 (Oct 2022) |
| Tax Bill | $5,444 (2023) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10005B0003.000000 |
| Primary APN | 10005B0003.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,631 sqft Living Area |
| Gross Area | 7,743 sqft |
| 1st Floor Area | 2,445 sqft |
| Upper Floors Area | 2,186 sqft |
| Basement Area | 2,474 sqft |
| Finished Basement | 2,474 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Lot Dimensions | 492 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 638 sqft |
| Driveway | Driveway |
| Driveway Area | 4,000 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 588 sqft |
| Patio Area | 192 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 158606 |
|---|---|
| Street Address | 3969 CHATTER LN |
| City | MIDLAND |
| State | NC |
| Zip | 28107-4723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 3 PINELEAF ACRES |
| Legal Subdivision | PINELEAF ACRES |
| Legal Tract | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41604 |
Source: Cabarrus County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3969 CHATTER LN, MIDLAND, NC 28107-4723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 0016240280 |
| Deed Book / Page | 16240 / 280 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 3969 CHATTER LN, MIDLAND, NC 28107-4723 |
| Document Number | 0016240280 |
| Book / Page | 16240 / 280 |
| Map Reference | MB 47 PG 3 |
| Instrument Date | Oct 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 DUCK POINT DR, 1020, CONCORD, NC 28025-1610 |
| Name | Verified Name |
|---|---|
| Address | 3969 CHARTER LANE, MIDLAND, NC 28107 |
| Document Number | 0162400283 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 16240-0283 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Cabarrus County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,444.00 | $648,050 Land $65,310 Building $582,740 | $648,050 Land $65,310 Building $582,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures