Cabarrus County property record for 3905 Chatter Ln, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,031 sqft · built 2007 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $75,000 (Aug 2006) |
| Tax Bill | $4,530 (2023) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10005B0006.000000 |
| Primary APN | 10005B0006.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 4,031 sqft Living Area |
| Gross Area | 8,764 sqft |
| 1st Floor Area | 4,031 sqft |
| Basement Area | 4,007 sqft |
| Unfinished Basement | 4,007 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 142,877 sqft (3.28 acres) |
| Lot Dimensions | 299 ft deep x 298 ft wide |
| Garage Type | Mixed |
| Garage Area | 726 sqft |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,104 sqft |
| Deck Area | 84 sqft |
| Patio Area | 72 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 58837 |
|---|---|
| Street Address | 3905 CHATTER LN |
| City | MIDLAND |
| State | NC |
| Zip | 28107-4723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 6 PINELEAF ACRES |
| Legal Subdivision | PINELEAF ACRES 06 |
| Legal Tract | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41604 |
Source: Cabarrus County records · APN 10005B0006.000000
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3905 CHATTER LN, MIDLAND, NC 28107-4723 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2006 · Amount on Record |
| Deed Sale | Aug 09, 2006 · Amount on Record |
| Prior Sale | Aug 09, 2006 · Amount on Record |
| Deed Document Number | 6940145 |
| Last Transfer Date | Aug 01, 2008 |
| Transfer Doc | 8366221 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3905 CHATTER LN, MIDLAND, NC 28107-4723 |
| Document Number | 137551 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 3905 CHATTER LN MIDLAND NC 281074723, MIDLAND, NC 28107-4723 |
| Document Number | 137551 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 013755/000001 |
| Instrument | 26675 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,530.00 | $539,250 Land $62,680 Building $476,570 | $539,250 Land $62,680 Building $476,570 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 32 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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