3968 Read St, Omaha, NE 68112 Property Records

Douglas County property record for 3968 Read St, Omaha, NE 68112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1962
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Apr 2020)
Tax Bill	$2,390 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2540120579`

Property Details

APN / Parcel Number

Primary APN	`R2540120579`
Alternative APNs	`4012 0579 25` `2540120579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Basement Area	1,118 sqft
Finished Basement	350 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540120579
Street Address	3968 READ ST
City	OMAHA
State	NE
Zip	68112-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4(35)
Legal Description	WILSON & MOSSMANS FLORENCE LOT 4 BLOCK 3 60 X 120
Legal Subdivision	WILSON & MOSSMANS FLORENCE
Legal Block	3
Legal Lot Number	4
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1007
Census Tract	6102

Owner

3968 Read St is owned and occupied by an individual who bought it in April 2020.

Source: Douglas County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3968 READ ST, OMAHA, NE 68112-2530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 28, 2020	Warranty Deed, Transfer · FHA Mortgage CORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on File
Deed Sale	Apr 28, 2020 · Amount on File
Deed Document Number	2020038641
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	3968 READ ST, OMAHA, NE 68112-2530
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3968 READ ST, OMAHA, NE 68112-2530

Mortgage

Document Number	0000004018
Date	Jan 22, 2024
Instrument	2024004018

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 28, 2020
Property Address	3968 READ ST, OMAHA, NE 68112-2530
Document Number	2020038641
Instrument Date	Apr 8, 2020
Instrument	2020038641
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020038642
Date	Apr 28, 2020
Instrument	2020038642

Lender

Name	CORE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$170,000 Land $12,900 Building $157,100	$170,000 Land $12,900 Building $157,100
2024	$2,390.00 (-23.35%)
2023	$3,118.00 (+14.84%)	$147,800 Land $12,900 Building $134,900	$147,800 Land $12,900 Building $134,900
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3968 Read St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2001–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3968 Read St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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