3962 Read St, Omaha, NE 68112 Property Records

Douglas County property record for 3962 Read St, Omaha, NE 68112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,159 sqft · built 1962
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2025)
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4012-0581-25`

Property Details

APN / Parcel Number

Primary APN	`4012-0581-25`
Alternative APNs	`R2540120581` `2540120581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,159 sqft Living Area
Gross Area	2,376 sqft
1st Floor Area	1,276 sqft
Basement Area	1,060 sqft
Finished Basement	883 sqft
Unfinished Basement	177 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2022
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	40 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2540120581
Street Address	3962 READ ST
City	OMAHA
State	NE
Zip	68112-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R435
Legal Description	WILSON & MOSSMANS FLORENCE LOT 5 BLOCK 3 60 X 120
Legal Subdivision	WILSON & MOSSMANS FLORENCE
Legal Block	3
Legal Lot Number	5
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1007
Census Tract	6102

Owner

Source: Douglas County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3962 READ ST, OMAHA, NE 68112-2530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Feb 15, 2023	Warranty Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORPORATION
Apr 19, 2022	Warranty Deed, Transfer DRI TITLE AND ESCROW, DRI TITLE & ESCROW
Apr 18, 2022	Warranty Deed, Transfer DRI TITLE AND ESCROW, DRI TITLE & ESCROW
Jul 21, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Feb 15, 2023 · Amount on Record
Deed Document Number	202584127
Prior Transfer Date	Mar 24, 2010
Prior Transfer Doc	0000025422
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 17, 2025
Property Address	3962 READ ST, OMAHA, NE 68112-2530
Document Number	0000084127
Instrument Date	Oct 1, 2025
Instrument	2025084127
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	RTS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000084128
Date	Oct 17, 2025
Instrument	2025084128

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000084129
Date	Oct 17, 2025
Instrument	2025084129

Lender

Name	NEBRASKA INVESTMENT FINANCE AUTHORITY
Type	Government Agency
Address	LINCOLN, NE 68508

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Feb 15, 2023
Property Address	3962 READ ST, OMAHA, NE 68112-2530
Document Number	0000009851
Instrument Date	Jan 27, 2023
Instrument	2023009851
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009852
Date	Feb 15, 2023
Instrument	2023009852

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 19, 2022
Property Address	3962 READ ST, OMAHA, NE 68112-2530
Document Number	0000039388
Instrument Date	Apr 12, 2022
Instrument	2022039388
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$276.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 18, 2022
Property Address	3962 READ ST, OMAHA, NE 68112-2530
Document Number	0000039084
Instrument Date	Apr 11, 2022
Instrument	2022039084
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DOUGLAS NE
Property Address	3962 READ ST, OMAHA, NE 68112-2530
Document Number	0000061313
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3962 READ ST OMAHA NE 681122530, OMAHA, NE 68112-2530

Mortgage

Document Number	0000061313
Date	Aug 4, 2017
Instrument	61313

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,588.00 (+46.57%)	$214,600 (+41.74%) Land $12,900 Building $201,700	$214,600 (+41.74%) Land $12,900 Building $201,700
2024	$2,448.00 (-23.36%)
2023	$3,194.00 (+21.49%)	$151,400 Land $12,900 Building $138,500	$151,400 Land $12,900 Building $138,500
2022	$2,629.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2001–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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