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3968 Eugene Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3968 Eugene Rd, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage864 sqft Living Area
Lot Size5,390 sqft (0.123 acres)
OccupancyOwner Occupied
Last Sale$342,000 (2015)
Tax Bill$858.00 (2024)

Property Details

APN / Parcel Number

Primary APN00290990-000000
Alternative APN
  • 1363162

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area864 sqft Living Area
1st Floor864 sqft 1st Floor
Stories2 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2010
Exterior MaterialWood Exterior
Construction TypeWood Construction
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area5,390 sqft (0.123 acres)
Depth X Width98 ft x 55 ft Depth x Width

Exterior Amenities

FenceFence
Patio Area144 sqft Patio
PorchOpen Porch
Porch Area456 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1363162
Street Address3968 EUGENE RD
CityBIG PINE KEY
StateFL
Zip33043-6104
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 17 LT 4 PORT PINE HEIGHTS 1ST ADD BIG PINE KEY PB4-120 OR540-307 OR797-214 OR867-1185 OR1421-1475 OR1644-1569 OR2024-523
Legal Range29E
Legal Township66S
Legal Section05
Legal SubdivisionPORT PINE HEIGHTS 1ST ADD
Legal Block17
Legal Lot Number4
JurisdictionMONROE FL
Minor Civil DivisionLOWER KEYS
Census Blockgroup1
Census Block1021
Census Tract971402

Owner

Source: Monroe County records · APN 00290990-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 430664, BIG PINE KEY, FL 33043-0664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 20, 2015 · Amount on Record
Deed SaleFeb 20, 2015 · Amount on Record
Prior SaleDec 19, 2013 · Amount on Record
Deed Doc Number2016628
Deed Book / Page2725 / 1790
Record RefreshedJun 08, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3968 EUGENE RD, BIG PINE KEY, FL 33043-6104
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028490680
DateApr 17, 2017
Book Page2849/0680
Instrument2118887
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$374,861 (+5.99%)$617,221 (-10.03%) Land $354,554 Building $262,667
2024$858.00 (+11.86%)
2023$767.00 (+1.46%) Homeowner's exemption$353,687 (+3%)$686,038 (+21.34%) Land $487,687 Building $198,351
2022$756.00 Homeowner's exemption$343,386$565,368 Land $364,364 Building $201,004

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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