3952 Eugene Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3952 Eugene Rd, Big Pine Key, FL 33043 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,000 sqft Living Area
Lot Size	5,390 sqft (0.123 acres)
Occupancy	Owner Occupied
Last Sale	$397,000 (2016)
Tax Bill	$5,053.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00291010-000000`
Alternative APNs	`05662900291010000000` `1363189`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,000 sqft Living Area
1st Floor	1,000 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Construction	Hip Roof Construction
Roof Material	Metal Roof
Lot Area	5,390 sqft (0.123 acres)
Depth X Width	98 ft x 55 ft Depth x Width
Garage Area	500 sqft Garage

Exterior Amenities

Fence	Fence
Deck Area	72 sqft Deck
Patio Area	138 sqft Patio
Porch	Open Porch
Porch Area	781 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1363189
Old Parcel Number	05662900291010000000
Street Address	3952 EUGENE RD
City	BIG PINE KEY
State	FL
Zip	33043-6104
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 17 LT 6 PORT PINE HEIGHTS 1ST ADD BIG PINE KEY PB4-120 OR449-521 OR890-649 OR889-653D/C OR2159-185/86 OR2653-1285
Legal Range	29E
Legal Township	66S
Legal Section	05
Legal Subdivision	PORT PINE HEIGHTS 1ST ADD
Legal Block	17
Legal Lot Number	6
Jurisdiction	MONROE FL
Minor Civil Division	LOWER KEYS
Census Blockgroup	1
Census Block	1021
Census Tract	971402

Owner

Source: Monroe County records · APN 00291010-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3952 EUGENE RD, BIG PINE KEY, FL 33043-6104
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2016 · Amount on Record
Deed Sale	Mar 01, 2016 · Amount on Record
Prior Sale	Oct 08, 2013 · Amount on Record
Deed Doc Number	2065556
Deed Book / Page	2784 / 0228
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	3952 EUGENE RD, BIG PINE KEY, FL 33043-6104
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031170038
Date	Aug 02, 2021
Book Page	3117/38
Instrument	2333177

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 01, 2036

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$582,733 (-11.76%) Land $354,554 Building $228,179	$582,733 (-11.76%) Land $354,554 Building $228,179
2024	$5,053.00 (+1.24%)
2023	$4,991.00 (+12.49%)	$660,419 (+22.61%) Land $487,687 Building $172,732	$660,419 (+22.61%) Land $487,687 Building $172,732
2022	$4,437.00	$538,625 Land $364,364 Building $174,261	$538,625 Land $364,364 Building $174,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.