3967 Gregus Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3967 Gregus Ave, Lorain, OH 44055

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1.5 ba · 1,098 sqft · built 1951
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$444 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-115-010`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-115-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
1st Floor Area	1,098 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	112 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	3967 GREGUS AVE
City	LORAIN
State	OH
Zip	44055-2764
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	HOMEWOOD 50 X 158
Legal Subdivision	HOMEWOOD
Legal Block	115
Legal Lot Number	29
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	97500

Owner

Source: Lorain County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3951 GREGUS AVE, LORAIN, OH 44055-2764
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 9, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2015
Deed Sale	Jul 8, 2015
Prior Sale	Jun 27, 2006 · Amount on Record
Deed Document Number	2015551073
Prior Transfer Date	Dec 5, 2005
Prior Transfer Doc	0000128637
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 15, 2026
Property Address	3967 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000091958
Instrument Date	Apr 10, 2026
Instrument	202691958
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 GREGUS AVE, LORAIN, OH 44055-2764

Mortgage

Document Number	0000091958,
Date	Apr 15, 2026
Instrument	202691958

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 9, 2024
Property Address	3967 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000012602
Map Reference	VOL 14 PG 22
Instrument Date	May 6, 2024
Instrument	2024-0012602
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3951 GREGUS AVE, LORAIN, OH 44055-2764

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3967 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000658216
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	226 MIDDLE AVE ELYRIA OH 440355629, ELYRIA, OH 44035-5629

Mortgage

Document Number	0000658216
Date	Jan 12, 2018
Instrument	658216

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3967 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000654188
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	226 MIDDLE AVE ELYRIA OH 440355629, ELYRIA, OH 44035-5629

Mortgage

Document Number	0000654188
Date	Dec 7, 2017
Instrument	654188

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	COLUMBUS, OH 43215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00	$11,070 Land $11,070	$31,640 (-) Land $31,640
2024	$444.00		$31,640 (+107.34%) Land $31,640
2023		$5,341 (+0.02%) Land $5,341	$15,260 (-) Land $15,260
2022		$5,340 Land $5,340
2021			$15,260 Land $15,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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