3951 Gregus Ave, Lorain, OH 44055 Property Records

Lorain County property record for 3951 Gregus Ave, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1950
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$30,417 (Mar 2020)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-115-009`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-115-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	936 sqft
1st Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	256 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3951 GREGUS AVE
City	LORAIN
State	OH
Zip	44055-2764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWOOD 50 X 158
Legal Subdivision	HOMEWOOD
Legal Block	115
Legal Lot Number	30
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1010
Census Tract	97500

Owner

Source: Lorain County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3951 GREGUS AVE, LORAIN, OH 44055-2764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 11, 2020	Grant Deed, Transfer NATIONAL ASSET MTG
Jul 5, 2018	Quit Claim Deed, Transfer LENDER RECORDING SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2020752572
Prior Transfer Date	May 10, 2018
Prior Transfer Doc	0000678760
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Apr 15, 2026
Property Address	3951 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000091958
Instrument Date	Apr 10, 2026
Instrument	202691958
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 GREGUS AVE, LORAIN, OH 44055-2764

Mortgage

Document Number	0000091958,
Date	Apr 15, 2026
Instrument	202691958

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 11, 2020
Property Address	3951 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000752572
Instrument Date	Oct 4, 2019
Instrument	752572
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3951 GREGUS AVE LORAIN OH 440552764, LORAIN, OH 44055-2764

Mortgage

Document Number	752573
Date	Mar 11, 2020
Instrument	752573

Lender

Name	NATIONAL ASSET MTG
Type	Mortgage Company
Address	COLUMBIA, SC 29210

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Mar 10, 2042

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 5, 2018
Property Address	3951 GREGUS AVE, LORAIN, OH 44055-2764
Document Number	0000678760
Instrument Date	May 10, 2018
Instrument	678760
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	LENDER RECORDING SERVICES

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 CONGRESS AVE #1550 AUSTIN TX 787012744, 1550, AUSTIN, TX 78701-2744

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00 (-2.61%)	$30,710 (+%) Land $11,070 Building $19,640	$87,740 (-) Land $31,640 Building $56,100
2024	$1,266.00 (+10.28%)	$30,709 (+41.31%) Land $11,074 Building $19,635	$87,740 (+41.31%) Land $31,640 Building $56,100
2023	$1,148.00 (+0.88%)	$21,732 (+0.01%) Land $5,282 Building $16,450	$62,090 (-) Land $15,090 Building $47,000
2022	$1,138.00	$21,730 Land $5,280 Building $16,450
2021			$62,090 Land $15,090 Building $47,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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