3966 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3966 NW 20th Ave, Okeechobee, FL 34972 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1962
Square Footage	1,158 sqft Living Area
Lot Size	14,854 sqft (0.341 acres)
Garage	Attached, 219 sqft
Occupancy	Owner Occupied
Last Sale	$220,000 (2026)
Tax Bill	$866.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1-05-37-35-0010-00090-0200`
Alternative APN	`R10537350010000900200`

Interior

Full Baths	1 Baths
Building Area	1,158 sqft Living Area
Gross Area	1,691 sqft Gross Area
1st Floor	1,158 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	14,854 sqft (0.341 acres)
Depth X Width	125 ft x 119 ft Depth x Width
Garage Type	Attached Garage
Garage Area	219 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3966 NW 20TH AVE
City	OKEECHOBEE
State	FL
Zip	34972-1588
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 20 BLOCK 9
Legal Range	35E
Legal Township	37S
Legal Section	05
Legal Subdivision	BASSWOOD INCORPORATED
Legal Block	9
Legal Lot Number	20
Jurisdiction	OKEECHOBEE FL
Minor Civil Division	OKEECHOBEE
Census Blockgroup	1
Census Block	1027
Census Tract	910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00090-0200

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3966 NW 20TH AVE, OKEECHOBEE, FL 34972-1588
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Apr 23, 2001
Deed Doc Number	20261970
Record Refreshed	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 20, 2026
Property Address	3966 NW 20TH AVE, OKEECHOBEE, FL 34972-1588
Document Number	0000001970
Map Reference	MB 3 PG 22
Instrument Date	Feb 10, 2026
Instrument	2026001970
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3966 NW 20TH AVE, OKEECHOBEE, FL 34972-1588

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3966 NW 20TH AVE, OKEECHOBEE, FL 34972-1588

Mortgage

Document Number	0000001971
Date	Feb 20, 2026
Instrument	2026001971

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$866.00 (+13.35%) Homeowner's exemption Widower's exemption	$41,061 (+5.99%)	$121,892 (+8.08%) Land $26,500 Building $95,392
2023	$764.00 (+8.68%) Homeowner's exemption Widower's exemption	$38,742 (+3%)	$112,781 (+9.21%) Land $17,500 Building $95,281
2022	$703.00 Homeowner's exemption Widower's exemption	$37,614	$103,271 Land $12,000 Building $91,271

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 529 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.