3935 NW 20th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3935 NW 20th Ave, Okeechobee, FL 34972 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage1,368 sqft Living Area
Lot Size15,464 sqft (0.355 acres)
OccupancyOwner Occupied
Last Sale$122,200 (2008)
Tax Bill$992.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-05-37-35-0010-00120-0020
Alternative APN
  • R10537350010001200020

Interior

Full Baths1 Baths
Building Area1,368 sqft Living Area
Gross Area1,530 sqft Gross Area
1st Floor1,368 sqft 1st Floor
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area15,464 sqft (0.355 acres)
Depth X Width125 ft x 124 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3935 NW 20TH AVE
CityOKEECHOBEE
StateFL
Zip34972-1587
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBASSWOOD INCORPORATED (PLAT BOOK 3 PAGE 22) LOT 2 BLOCK 12
Legal Range35E
Legal Township37S
Legal Section05
Legal SubdivisionBASSWOOD INCORPORATED
Legal Block12
Legal Lot Number2
JurisdictionOKEECHOBEE FL
Minor Civil DivisionOKEECHOBEE
Census Blockgroup1
Census Block1028
Census Tract910201

Owner

Source: Okeechobee County records · APN 1-05-37-35-0010-00120-0020

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 10, 2024Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
METROPLEX MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2008 · Amount on Record
Deed SaleJan 15, 2008 · Amount on Record
Prior SaleNov 01, 2000 · Amount on Record
Deed Doc Number2008620
Deed Book / Page646 / 1085
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateJun 18, 2026
Property Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587
Document Number0000006702
Instrument DateJun 01, 2026
Instrument20266702
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587

Mortgage

Document Number0000006702,
DateJun 18, 2026
Instrument20266702
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587
Transaction TypeMortgage
Record UpdatedMay 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587

Mortgage

Document Number0000003900
DateApr 10, 2024
Instrument2024003900
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Address6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2054
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address3935 NW 20TH AVE, OKEECHOBEE, FL 34972-1587
Document Number0000012420
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3935 NW 20TH AVE OKEECHOBEE FL 349721587, OKEECHOBEE, FL 34972-1587

Mortgage

Document Number0000012420
DateDec 16, 2020
Instrument12420
Lender
NameMETROPLEX MTG SVCS
TypeMortgage Company
AddressTAMPA, FL 33614
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term120 Months
DueDec 15, 2030

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$992.00 (+11.71%) Homeowner's exemption$45,212 (+5.99%)$170,282 (+5.64%) Land $26,500 Building $143,782
2023$888.00 (+16.38%) Homeowner's exemption$42,658 (+3%)$161,192 (+27.78%) Land $17,500 Building $143,692
2022$763.00 Homeowner's exemption$41,416$126,150 Land $12,000 Building $114,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 529 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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