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3966 Hickory Tree Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3966 Hickory Tree Rd, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,256 sqft Living Area
Lot Size23,696 sqft (0.544 acres)
OccupancyOwner Occupied
Last Sale$219,000 (2018)
Tax Bill$2,419.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-26-31-3222-0001-0030
Alternative APNs
  • 263131322200010030
  • 98539

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,256 sqft Living Area
Gross Area1,726 sqft Gross Area
1st Floor1,256 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,696 sqft (0.544 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3966 HICKORY TREE RD
CitySAINT CLOUD
StateFL
Zip34772-9524
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGALLET PLACE PB 6 PG 190 LOT 3
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionGALLET PLACE
Legal Tract3222
Legal Block30
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1059
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-3222-0001-0030

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3966 HICKORY TREE RD, SAINT CLOUD, FL 34772-9524
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM
Feb 09, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2018 · Amount on Record
Deed SaleAug 24, 2018 · Amount on Record
Prior SaleNov 29, 2004 · Amount on Record
Deed Doc Number2018129349
Deed Book / Page5390 / 2420
Prior Transfer DateFeb 08, 2017
Prior Transfer Doc0051001158
Record RefreshedJun 08, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 24, 2018
Property Address3966 HICKORY TREE RD, SAINT CLOUD, FL 34772-9524
Document Number0053902420
Book / Page005390 / 002420
Instrument DateAug 24, 2018
Instrument129349
Transaction TypeTransfer
Record UpdatedSep 12, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,533.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3966 HICKORY TREE RD ST CLOUD FL 347729524, ST CLOUD, FL 34772-9524

Mortgage

Document Number53902422
DateAug 24, 2018
Book Page005390/002422
Instrument129350
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 23, 2048

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 09, 2017
Property Address3966 HICKORY TREE RD, SAINT CLOUD, FL 34772-9524
Document Number0051001158
Book / Page005100 / 001158
Instrument DateFeb 08, 2017
Instrument22829
Transaction TypeTransfer
Record UpdatedMar 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11122 N 165TH AVE SURPRISE AZ 853886043, SURPRISE, AZ 85388-6043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,568.00 (+6.16%) Homeowner's exemption$174,784 (+5.99%)$259,800 (+11.31%) Land $60,000 Building $199,800
2024$2,419.00 (+2.33%)
2023$2,364.00 (+4.93%) Homeowner's exemption$164,912 (+3%)$233,400 (+14.3%) Land $38,000 Building $195,400
2022$2,253.00 Homeowner's exemption$160,109$204,200 Land $38,000 Building $166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 356 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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