3966 Abigail Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3966 Abigail Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,220 sqft · built 2018
Owner	Individual Name on File
Last Sale	$51,000 (Feb 2018)
Tax Bill	$836 (2025)
Deeds & Mortgages	Jul 2018 Loan Modification Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-012-114-091`

Property Details

APN / Parcel Number

Primary APN	`02-02-012-114-091`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,220 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	60 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3966 ABIGAIL DR
City	LORAIN
State	OH
Zip	44053-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 2 50.00 X 130.00
Legal Subdivision	LANDINGS AT MARTINS RUN SUB
Legal Lot Number	134
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1005
Census Tract	97202

Owner

3966 Abigail Dr is owned and occupied by an individual who bought it in February 2018.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3966 ABIGAIL DR, LORAIN, OH 44053-1000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Loan Modification, Mortgage HUNTINGTON NAT'L BK
Apr 19, 2018	Grant Deed, Mortgage · Line of Credit WILMINGTON TR
Feb 9, 2018	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2018 · Amount on File
Deed Sale	Feb 9, 2018 · Amount on File
Deed Document Number	2018000575
Record Updated	Jun 8, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	3966 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000684321
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3966 ABIGAIL DR LORAIN OH 440531000, LORAIN, OH 44053-1000

Mortgage

Document Number	0000684321
Date	Aug 20, 2018
Instrument	684321

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 19, 2018
Property Address	3966 ABIGAIL DR, LORAIN, OH 44053-1000
Instrument Date	Apr 10, 2018
Instrument	669116
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000669116
Date	Apr 19, 2018
Instrument	669116

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 9, 2018
Property Address	3966 ABIGAIL DR, LORAIN, OH 44053-1000
Document Number	0000661230
Map Reference	MB103 PG 30
Instrument Date	Jan 24, 2018
Instrument	2018-0661230
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENIUM TITLE

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3966 ABIGAIL DR, LORAIN, OH 44053-1000

Mortgage

Document Number	0000661231
Date	Feb 9, 2018
Instrument	2018-0661231

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3966 Abigail Dr was $836.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00	$109,750 (+401.71%) Land $21,880 Building $87,870	$313,550 (+401.68%) Land $62,500 Building $251,050
2024	$836.00 (-22.3%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3966 Abigail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3966 Abigail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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