3961 Abigail Dr, Lorain, OH 44053 Property Records

Lorain County property record for 3961 Abigail Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$239,700 (Mar 2018)
Tax Bill	$836 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003792-1`

Property Details

APN / Parcel Number

Primary APN	`003792-1`
Alternative APN	`02-02-012-114-103`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	60 sqft

Exterior Amenities

Porch	Slab
Deck Area	140 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003792-1
Street Address	3961 ABIGAIL DR
City	LORAIN
State	OH
Zip	44053-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDINGS AT MARTINS RUN SUB NO 2 50 X 130.12 LOT # 146 SPLIT # 16-01527
Legal Subdivision	LANDINGS AT MARTINS RUN SUB NO 2
Legal Block	114
Legal Lot Number	146
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	97202

Owner

3961 Abigail Dr is owned and occupied by an individual who bought it in March 2018.

Source: Lorain County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage FIRST OHIO HM FIN INC
Mar 1, 2018	Deed of Trust, Mortgage · FHA Mortgage K HOVNANIAN AMERICAN MTG
Mar 5, 2018	Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2018 · Amount on File
Deed Sale	Mar 5, 2018 · Amount on File
Deed Document Number	2018663674
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059

Mortgage

Document Number	0000854846
Date	Dec 17, 2021
Instrument	2021-0854846

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059
Document Number	0000733349
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	PATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 ABIGAIL DR LORAIN OH 440531059, LORAIN, OH 44053-1059

Mortgage

Document Number	0000733349
Date	Oct 7, 2019
Instrument	733349

Lender

Name	FIRST OHIO HM FIN INC
Address	WESTERVILLE, OH 43082

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059
Document Number	0000663675
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	MILLENNIUM TITLE AGENCY, MILLENNIUM TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 ABIGAIL DR LORAIN OH 440531059, LORAIN, OH 44053-1059

Mortgage

Document Number	0000663675
Date	Mar 5, 2018
Instrument	663675

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2048

March 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2018
Property Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059
Document Number	0000663674
Map Reference	MB 103 PG 30
Instrument Date	Feb 8, 2018
Instrument	2018-0663674
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2022
Title Company	MILLENNIUM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3961 ABIGAIL DR, LORAIN, OH 44053-1059

Mortgage

Document Number	0000663675
Date	Mar 5, 2018
Instrument	2018-0663675

Lender

Name	K HOVNANIAN MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3961 Abigail Dr was $836.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00	$120,920 (+452.78%) Land $21,880 Building $99,040	$345,460 (+452.74%) Land $62,500 Building $282,960
2024	$836.00 (-22.3%)	$21,875 (+4.6%) Land $21,875	$62,500 (+4.6%) Land $62,500
2023	$1,076.00 (+0.84%)	$20,913 (+0.01%) Land $20,913	$59,750 Land $59,750
2022	$1,067.00	$20,910 Land $20,910
2021			$59,750 Land $59,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3961 Abigail Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3961 Abigail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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