Olmsted County property record for 3965 Willow Ct SW, Rochester, MN 55902
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1978 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Aug 2015) |
| Tax Bill | $2,682 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 64.23.34.024891 |
| Primary APN | 64.23.34.024891 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 368 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3965 WILLOW CT SW |
|---|---|
| City | ROCHESTER |
| State | MN |
| Zip | 55902-2839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-23 TWP-106 RANGE-014 WILLOW HEIGHTS 1ST SUB LOT-002 BLOCK-001 LOT 2 BLK 1 |
| Legal Range | 14 |
| Legal Township | 106 |
| Legal Section | 23 |
| Legal Subdivision | WILLOW HEIGHTS 1ST SUB |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1202 |
3965 Willow Ct SW is owned and occupied by an individual who bought it in August 2015.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3965 WILLOW CT SW, ROCHESTER, MN 55902-2839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on File |
| Deed Sale | Aug 6, 2015 · Amount on File |
| Prior Sale | Oct 28, 2013 · Amount on File |
| Deed Document Number | 20151377575 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 3965 Willow Ct SW was $2,682 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Rochester City |
| Unified School District | Rochester Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,682.00 Homeowner's exemption | ||
| 2025 | $186,700 Land $43,600 Building $143,100 | $214,000 Land $50,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3965 Willow Ct SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3965 Willow Ct SW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rochester serves 123,624 people · EPA ID MN1550010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Minnesota WiFi.
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