3932 Willow Ct SW, Rochester, MN 55902 Property Records

Olmsted County property record for 3932 Willow Ct SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1978
Lot Size	0.267 acres (11,631 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Oct 2015)
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64.23.34.024897`

Property Details

APN / Parcel Number

Primary APN	`64.23.34.024897`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	572 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	124 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3932 WILLOW CT SW
City	ROCHESTER
State	MN
Zip	55902-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-106 RANGE-014 WILLOW HEIGHTS 1ST SUB LOT-001 BLOCK-003 LOT 1 BLK 3
Legal Range	14
Legal Township	106
Legal Section	23
Legal Subdivision	WILLOW HEIGHTS 1ST SUB
Legal Block	3
Legal Lot Number	1
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3002
Census Tract	1202

Owner

3932 Willow Ct SW is owned and occupied by an individual who bought it in October 2015.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3932 WILLOW CT SW, ROCHESTER, MN 55902-1226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit FIRST ALLIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2015 · Amount on File
Deed Sale	Oct 7, 2015 · Amount on File
Prior Sale	Jan 29, 2007 · Amount on File
Deed Document Number	20151382416
Prior Transfer Date	Sep 26, 2005
Prior Transfer Doc	A1080191
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3932 WILLOW CT SW, ROCHESTER, MN 55902-1226
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1580299
Date	Jan 17, 2023
Instrument	A-1580299

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	STEWARTVILLE, MN 55976

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 16, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3932 WILLOW CT SW, ROCHESTER, MN 55902-1226
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1532772
Date	Apr 21, 2021
Instrument	A-1532772

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 3932 Willow Ct SW was $3,988 with a homeowner's exemption, up 25.4% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (+25.41%) Homeowner's exemption
2025	$3,180.00 Homeowner's exemption	$229,700 (-6.24%) Land $45,300 Building $184,400	$253,500 (+3.47%) Land $50,000 Building $203,500
2024		$245,000 Land $50,000 Building $195,000	$245,000 Land $50,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3932 Willow Ct SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3932 Willow Ct SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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