3965 W 7th St, Winona, MN 55987 Property Records

Winona County property record for 3965 W 7th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1985
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jun 2026)
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2024 Sale & Mortgage + 1 more
APN	`24.040.0040`

Property Details

APN / Parcel Number

Primary APN	`24.040.0040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	456 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3965 W 7TH ST
City	WINONA
State	MN
Zip	55987-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-107 RANGE-007 DAVIS SUBD LOT-002 BLOCK-002
Legal Range	007
Legal Township	107
Legal Section	20
Legal Subdivision	DAVIS SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	GOODVIEW
Census Block Group	2
Census Block	2041
Census Tract	670200

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3965 W 7TH ST, WINONA, MN 55987-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMESOURCE FUNDING
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Apr 23, 2024	Quit Claim Deed, Transfer KNIGHT BARRY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	2026667088
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0000598032
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 8, 2026
Property Address	3965 W 7TH ST, WINONA, MN 55987-1704
Document Number	0000667088
Instrument Date	Jun 5, 2026
Instrument	2026667088
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,324.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 W 7TH ST, WINONA, MN 55987-1704

Mortgage

Document Number	0000667089,
Date	Jun 8, 2026
Instrument	2026667089

Lender

Name	PRIMESOURCE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 1, 2024
Property Address	3965 W 7TH ST, WINONA, MN 55987-1704
Document Number	000A654455
Instrument Date	Apr 30, 2024
Instrument	A654455
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$818.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 W 7TH ST, WINONA, MN 55987-1704

Mortgage

Document Number	000A654456
Date	May 1, 2024
Instrument	A654456

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2039

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINONA MN
Recording Date	Apr 23, 2024
Property Address	3965 W 7TH ST, WINONA, MN 55987-1704
Document Number	000A654324
Instrument Date	Apr 17, 2024
Instrument	A654324
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3965 W 7TH ST, WINONA, MN 55987-1704

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Goodview City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 (+9.21%) Homeowner's exemption	$264,100 (+0.34%) Land $38,300 Building $225,800	$264,100 (+0.34%) Land $38,300 Building $225,800
2025	$2,496.00 (+17.4%) Homeowner's exemption	$263,200 (+14.98%) Land $38,300 Building $224,900	$263,200 (+14.98%) Land $38,300 Building $224,900
2023	$2,126.00 Homeowner's exemption	$228,900 Land $38,300 Building $190,600	$228,900 Land $38,300 Building $190,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Goodview serves 4,158 people · EPA ID MN1850012
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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