3845 W 7th St, Winona, MN 55987 Property Records

Winona County property record for 3845 W 7th St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,180 sqft · built 1957
Lot Size	0.206 acres (8,973 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,900 (Nov 2023)
Tax Bill	$2,132 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
APN	`24.040.0440`

Property Details

APN / Parcel Number

Primary APN	`24.040.0440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	3845 W 7TH ST
City	WINONA
State	MN
Zip	55987-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-107 RANGE-007 DAVIS SUBD LOT-002 BLOCK-007
Legal Range	007
Legal Township	107
Legal Section	20
Legal Subdivision	DAVIS SUBD
Legal Block	7
Legal Lot Number	2
Jurisdiction	WINONA MN
Township / Civil Division	GOODVIEW
Census Block Group	2
Census Block	2042
Census Tract	670200

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3845 W 7TH ST, WINONA, MN 55987-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU
Jun 26, 2023	Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Jun 26, 2023	Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	2023652184
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	000A649518
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Nov 29, 2023
Property Address	3845 W 7TH ST, WINONA, MN 55987-1702
Document Number	000A652184
Instrument Date	Nov 20, 2023
Instrument	A652184
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3845 W 7TH ST, WINONA, MN 55987-1702

Mortgage

Document Number	000A652185
Date	Nov 29, 2023
Instrument	A652185

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	13.3%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Jun 26, 2023
Property Address	3845 W 7TH ST, WINONA, MN 55987-1702
Document Number	000A649518
Instrument Date	Jun 16, 2023
Instrument	A649518
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3845 W 7TH ST, GOODVIEW, MN 55987-1702

Mortgage

Document Number	000A649519
Date	Jun 26, 2023
Instrument	A649519

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Jun 26, 2023
Property Address	3845 W 7TH ST, WINONA, MN 55987-1702
Document Number	000A649518
Instrument Date	Jun 16, 2023
Instrument	A649518
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.61
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3845 W 7TH ST, GOODVIEW, MN 55987-1702

Mortgage

Document Number	000A649519
Date	Jun 26, 2023
Instrument	A649519

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Goodview City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,132.00 (+22.81%) Homeowner's exemption	$225,900 (+5.76%) Land $44,400 Building $181,500	$225,900 (+5.76%) Land $44,400 Building $181,500
2025		$213,600 (+11.48%) Land $44,400 Building $169,200	$213,600 (+11.48%) Land $44,400 Building $169,200
2023	$1,736.00 (+4.08%) Homeowner's exemption	$191,600 (+6.15%) Land $44,400 Building $147,200	$191,600 (+6.15%) Land $44,400 Building $147,200
2022	$1,668.00 Homeowner's exemption	$180,500 Land $41,200 Building $139,300	$180,500 Land $41,200 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Goodview serves 4,158 people · EPA ID MN1850012
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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