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3965 State Rte J, Franklin, MO 65250 Property Records

Howard County property record for 3965 State Rte J, Franklin, MO 65250

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,980 sqft · built 1957
Lot Size42.8 acres (1,866,546 sqft)
OwnerIndividual Name on Record
Tax Bill$1,488 (2025)
Deeds & MortgagesFeb 2019 Refinance
Flood ZoneZone X (minimal risk)
APN16-3.0-07-000-000-004.000

Property Details

APN / Parcel Number

Primary APN16-3.0-07-000-000-004.000
Alternative APN
  • 5014

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,980 sqft Total Area
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area1,866,546 sqft (42.8 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Granary201 sqft
Quonset Hut2,520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number5014
Street Address3965 STATE ROUTE J
CityFRANKLIN
StateMO
Zip65250-9588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2568-00 BEG AT INT OF E/LNE SW & N ROW ST RT J TH N 970' TH W 1450.02 TH SW 110' S 950' TO N ROW ST
Legal Range17
Legal Township49
Legal Section07
JurisdictionHOWARD MO
Township / Civil DivisionBOONSLICK
Census Block Group1
Census Block1097
Census Tract960200

Owner

Source: Howard County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3965 STATE ROUTE J, FRANKLIN, MO 65250-9588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MO
Property Address3965 STATE ROUTE J, FRANKLIN, MO 65250-9588
Transaction TypeMortgage
Record UpdatedSep 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number516/98
DateFeb 27, 2019
Book Page516/98
Instrument20190226
Lender
NameEXCHANGE BANK OF MISSOURI
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyHoward County
Unified School DistrictGlasgow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,190 (-)$122,128 (-) Land $11,708 Building $110,420
2025$1,488.00$22,190 (-)$122,128 (-) Land $11,708 Building $110,420
2024$1,488.00 (-0.4%)
2023$1,494.00$22,190$122,128 Land $11,708 Building $110,420
2022$1,494.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims24 (1981–2021)
Claims Outside the SFHA2 of 24
Most Recent ClaimJun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 57% of Missouri
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY CONS PWSD 1
serves 2,100 people · EPA ID MO2024259
Water SourcePurchased groundwater from several systems
Last State InspectionMar 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureSanitary survey deficiency not corrected
Sep 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Air Link Rural Broadband
Fiber		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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