3965 230th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 3965 230th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,164 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 1997)
Tax Bill	$5,292 (2026)
Deeds & Mortgages	May 2023 Line of Credit Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-016001-0`

Property Details

APN / Parcel Number

Primary APN	`03-016001-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,164 sqft Living Area
Basement Area	1,050 sqft
Finished Basement	200 sqft
Unfinished Basement	850 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3965 230TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	ROCKRIDGE ADDN LOT 001 BLOCK 001
Legal Subdivision	ROCKRIDGE ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	CEDAR LAKE
Census Block Group	2
Census Block	2007
Census Tract	81101

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2022

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 1997 · Amount on Record
Deed Sale	May 16, 1997 · Amount on Record
Prior Sale	May 15, 1997 · Amount on Record
Deed Document Number	19977663
Last Transfer Date	Feb 7, 2022
Transfer Doc	000T275517
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866

Mortgage

Document Number	000T280648
Date	May 8, 2023
Instrument	T280648

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866

Mortgage

Document Number	000T277374
Date	Jul 8, 2022
Instrument	T277374

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Jul 22, 2031

February 2022:

Jurisdiction	SCOTT MN
Recording Date	Feb 18, 2022
Property Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866
Document Number	000T275517
Instrument Date	Feb 7, 2022
Instrument	T275517
Record Updated	Mar 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3965 230TH ST E, PRIOR LAKE, MN 55372-8866

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Cedar Lake Township
Unified School District	New Prague Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,292.00 (+26.72%) Homeowner's exemption	$693,900 (+4.55%) Land $306,400 Building $387,500	$693,900 (+4.55%) Land $306,400 Building $387,500
2025	$4,176.00 (+11.72%) Homeowner's exemption	$663,700 (+18.52%) Land $286,500 Building $377,200	$663,700 (+18.52%) Land $286,500 Building $377,200
2024	$3,738.00 (-32.01%) Homeowner's exemption	$560,000 (+8.93%) Land $241,000 Building $319,000	$560,000 (+8.93%) Land $241,000 Building $319,000
2023	$5,498.00 Homeowner's exemption	$514,100 Land $254,700 Building $259,400	$514,100 Land $254,700 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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