3898 230th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 3898 230th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,296 sqft · built 2004
Lot Size	9.22 acres (401,623 sqft)
Owner	Individual Name on File
Last Sale	$511,875 (Sep 2018)
Tax Bill	$8,078 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-046002-0`

Property Details

APN / Parcel Number

Primary APN	`03-046002-0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	4,296 sqft Living Area
Basement Area	1,964 sqft
Finished Basement	1,650 sqft
Unfinished Basement	314 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Type	Flat
Roof Material	Asphalt
Lot Area	401,623 sqft (9.22 acres)
Lot Dimensions	601 ft deep x 668 ft wide
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3898 230TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	CARNAVAN ACRES LOT 002 BLOCK 001
Legal Range	22W
Legal Township	113
Legal Section	03
Legal Subdivision	CARNAVAN ACRES
Legal Block	1
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	CEDAR LAKE
Census Block Group	2
Census Block	2009
Census Tract	81101

Owner

3898 230th St E is owned and occupied by an individual who bought it in September 2018.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGES UNLIMITED INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGES UNLIMITED INC
Sep 27, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC
Oct 25, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Feb 23, 2004 · Amount on File
Deed Document Number	20181054712
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001134150
Date	Jul 19, 2021
Instrument	1134150

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001065024
Date	Apr 16, 2019
Instrument	1065024

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001089621
Date	Apr 14, 2020
Instrument	1089621

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Sep 27, 2018
Property Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Document Number	0001054712
Instrument Date	Aug 31, 2018
Instrument	1054712
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MIDLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,689.19
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887

Mortgage

Document Number	0001054713
Date	Sep 27, 2018
Instrument	1054713

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCOTT MN
Recording Date	Oct 25, 2017
Property Address	3898 230TH ST E, PRIOR LAKE, MN 55372-8887
Document Number	0001035775
Instrument Date	Oct 24, 2017
Instrument	1035775
Transaction Type	Foreclosure
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,767.15
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3898 230TH ST E PRIOR LAKE MN 553728887, PRIOR LAKE, MN 55372-8887

Tax Assessment & Valuation

The 2026 property tax bill for 3898 230th St E was $8,078 with a homeowner's exemption, up 11.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Cedar Lake Township
Unified School District	Jordan Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,078.00 (+11.85%) Homeowner's exemption	$1,009,400 Land $318,800 Building $690,600	$1,009,400 Land $318,800 Building $690,600
2025	$7,222.00 (-5.42%)
2024	$7,636.00 (-8.31%) Homeowner's exemption	$854,800 (-3.11%) Land $249,600 Building $605,200	$854,800 (-3.11%) Land $249,600 Building $605,200
2023	$8,328.00	$882,200 Land $263,300 Building $618,900	$882,200 Land $263,300 Building $618,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3898 230th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3898 230th St E is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Verizon.

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