Sussex County property record for 39641 Tern Rd, Bethany Beach, DE 19930 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,055 sqft · built 2007 |
| Lot Size | 0.174 acres (7,562 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,850 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 134-13.00-1287.00 |
| Primary APN | 134-13.00-1287.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 3,645 sqft |
| Upper Floors Area | 729 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 7,562 sqft (0.174 acres) |
| Lot Dimensions | 90 ft deep x 84 ft wide |
| Garage Area | 825 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 764 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 39641 TERN RD |
|---|---|
| City | BETHANY BEACH |
| State | DE |
| Zip | 19930-3475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN VILLAGE LOT S9 |
| Legal Subdivision | OCEAN VILLAGE BETHANY BEACH |
| Legal Lot Number | S9 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SELBYVILLE-FRANKFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 51201 |
Source: Sussex County records · APN 134-13.00-1287.00
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39641 TERN RD, BETHANY BEACH, DE 19930-3475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 39641 TERN RD, BETHANY BEACH, DE 19930-3475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0196290072 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 19629/72 |
| Instrument | 20210000020224 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Indian River School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,850.00 (+53.97%) | $75,700 (-) Land $20,150 Building $55,550 | $2,259,800 (+1,392.6%) Land $1,746,600 Building $513,200 |
| 2023 | $3,150.00 | $75,700 Land $20,150 Building $55,550 | $151,400 Land $40,300 Building $111,100 |
Source: FEMA National Flood Hazard Layer, Sussex County (10005C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100050512011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 496 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 665 units insured 169 under condo master policies |
| Nearby Flood Claims | 130 (1981–2025) |
| Claims Outside the SFHA | 3 of 130 |
| Most Recent Claim | Aug 2025, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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