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39670 Tern Rd, Bethany Beach, DE 19930 Property Records

Sussex County property record for 39670 Tern Rd, Bethany Beach, DE 19930 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 2,493 sqft · built 2007
Lot Size0.147 acres (6,425 sqft)
Owner2 Individual Names on File
Tax Bill$5,676 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone AE (high risk)
APN134-13.00-1316.00

Property Details

APN / Parcel Number

Primary APN134-13.00-1316.00

Interior

Bedrooms5 Beds
Full Baths6 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms9 Rooms
Stories3 Stories
Building Area2,493 sqft Living Area
Gross Area1,761 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area6,425 sqft (0.147 acres)
Lot Dimensions102 ft deep x 63 ft wide
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area450 sqft
Deck AreaDeck Area
Patio Area384 sqft
Granary72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address39670 TERN RD
CityBETHANY BEACH
StateDE
Zip19930-3475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEAN VILLAGE LOT L2
Legal SubdivisionOCEAN VILLAGE BETHANY BEACH
Legal Lot NumberL2
JurisdictionSUSSEX DE
Township / Civil DivisionSELBYVILLE-FRANKFORD
Census Block Group1
Census Block1004
Census Tract51201

Owner

Source: Sussex County records · APN 134-13.00-1316.00

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8306 FOX HAVEN DR, MC LEAN, VA 22102-2328
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · ARM
BANK OF AMERICA NA
Sep 17, 2018Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address39670 TERN RD, BETHANY BEACH, DE 19930-3475
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0189120204
DateOct 15, 2020
Book Page18912/204
Instrument20200000048901
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate
Rate2.7%
Type Change DateNov 01, 2030
Index1-Year CMT

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address39670 TERN RD, BETHANY BEACH, DE 19930-3475
Document Number0171400109
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedOct 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address39670 TERN RD BETHANY BEACH DE 199303475, BETHANY BEACH, DE 19930-3475

Mortgage

Document Number0171400109
DateSep 21, 2018
Book Page017140/000109
Instrument34565
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueSep 20, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateDelaware
CountySussex County
Unified School DistrictIndian River School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,676.00 (+109.21%)$65,700 (-) Land $15,750 Building $49,950$2,657,600 (+1,922.53%) Land $1,624,600 Building $1,033,000
2023$2,713.00$65,700 Land $15,750 Building $49,950$131,400 Land $31,500 Building $99,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (10005C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100050512011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 496 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies665 units insured
169 under condo master policies
Nearby Flood Claims130 (1981–2025)
Claims Outside the SFHA3 of 130
Most Recent ClaimAug 2025, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 35 claims
  • Severe Winter Storms, High Winds, And Flooding, Feb 1998 · 21 claims
  • Severe Coastal Storm, Jan 1992 · 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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