Collier County property record for 3964 Upolo Ln, Naples, FL 34119
| Property Type | Single Family Home |
|---|---|
| Details | 2,487 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jun 2016) |
| Tax Bill | $5,031 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone AH (high risk) |
| APN | 426275 10813B33 |
| Primary APN | 426275 10813B33 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 2,487 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Concrete |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 360 sqft |
| Deck Area | 840 sqft |
| Street Address | 3964 UPOLO LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34119-7509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | ISLANDWALK PHASE FIVE A LOT 1081 |
| Legal Range | 26 |
| Legal Township | 48 |
| Legal Section | 33 |
| Legal Subdivision | ISLANDWALK PHASE 5A |
| Legal Phase | 5 |
| Legal Tract | 426275 |
| Legal Block | 2 |
| Legal Lot Number | 1081 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10435 |
3964 Upolo Ln is owned and occupied by two individuals who bought it in June 2016.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3964 UPOLO LN, NAPLES, FL 34119-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on File |
| Deed Sale | Jun 15, 2016 · Amount on File |
| Prior Sale | Apr 16, 2014 · Amount on File |
| Deed Document Number | 20165278455 |
| Deed Book / Page | 5284 / 665 |
| Prior Transfer Date | Mar 27, 2014 |
| Prior Transfer Doc | 0050270561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3964 UPOLO LN, NAPLES, FL 34119-7509 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0059353319 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 5935/3319 |
| Instrument | 6047085 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 17, 2051 |
The 2025 property tax bill for 3964 Upolo Ln was $5,031 with a homeowner's exemption, up 7.1% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,585 (+5.12%) | $672,755 (-4.88%) Land $277,306 Building $395,449 | |
| 2025 | $5,031.00 (+7.13%) Homeowner's exemption | $494,279 | $707,266 Land $374,385 Building $332,881 |
| 2024 | $4,696.00 (+1.01%) | ||
| 2023 | $4,649.00 (-2.27%) Homeowner's exemption | $466,358 (+3%) | $741,404 (+19.61%) Land $330,852 Building $410,552 |
| 2022 | $4,757.00 Homeowner's exemption | $452,775 | $619,876 Land $182,494 Building $437,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3964 Upolo Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 316 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 316 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3964 Upolo Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: CenturyLink, Hotwire Communications.
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