3953 Upolo Ln, Naples, FL 34119 Property Records

Collier County property record for 3953 Upolo Ln, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,487 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Oct 2018)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2024 Mortgage + 5 more
Flood Zone	Zone AH (high risk)
APN	`426275 10583B33`

Property Details

APN / Parcel Number

Primary APN	`426275 10583B33`
Alternative APN	`52250090384`

Interior

Stories	1 Story
Building Area	2,487 sqft Living Area
1st Floor Area	2,487 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Concrete
Lot Area	8,276 sqft (0.19 acres)
Pool Area	360 sqft
Deck Area	840 sqft

Location & Zoning

Street Address	3953 UPOLO LN
City	NAPLES
State	FL
Zip	34119-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ISLANDWALK PHASE FIVE A LOT 1058
Legal Range	26
Legal Township	48
Legal Section	33
Legal Subdivision	ISLANDWALK PHASE 5A
Legal Phase	5
Legal Tract	426275
Legal Block	2
Legal Lot Number	1058
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10435

Owner

Source: Collier County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS MONEY SOURCE INC
Nov 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
May 26, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICA'S MONEY SOURCE INC
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICA'S MONEY SOURCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Prior Sale	Aug 13, 2001 · Amount on Record
Deed Document Number	20185623353
Deed Book / Page	5561 / 1381
Last Transfer Date	Jan 9, 2020
Transfer Doc	0057201723
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Oct 8, 2026
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0006883526
Book / Page	6636 / 3075
Instrument Date	Sep 30, 2026
Instrument	20266883526
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	CITIZENS TITLE ONLINE, CITIZENS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 UPOLO LN, NAPLES, FL 34119-7510

Mortgage

Document Number	0006883526,
Date	Oct 8, 2026
Book Page	6636/3075
Instrument	20266883526

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 4, 2051

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	VIC FIDELITY TITLE COMPANY, VIC FIDELITY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063322599
Date	Feb 23, 2024
Book Page	6332/2599
Instrument	6511704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	VIC FIDELITY TITLE COMPANY, VIC FIDELITY TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 UPOLO LN, NAPLES, FL 34119-7510

Mortgage

Document Number	0060701890
Date	Jan 13, 2022
Book Page	6070/1890
Instrument	6189205

Lender

Name	AMERICAS MONEY SOURCE INC
Type	Non-Lending Institution
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055721860
Date	Nov 16, 2018
Book Page	5572/1860
Instrument	5637889

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0057812591
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	VIC FIDELITY TITLE COMPANY, VIC FIDELITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 UPOLO LN NAPLES FL 341197510, NAPLES, FL 34119-7510

Mortgage

Document Number	0057812591
Date	Jun 30, 2020
Book Page	005781/002591
Instrument	5887063

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 27, 2020
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0057201723
Book / Page	005720 / 001723
Instrument Date	Jan 9, 2020
Instrument	5819988
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3953 UPOLO LN NAPLES FL 341197510, NAPLES, FL 34119-7510

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 11, 2018
Property Address	3953 UPOLO LN, NAPLES, FL 34119-7510
Document Number	0055611381
Book / Page	005561 / 001381
Instrument Date	Oct 9, 2018
Instrument	5623353
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3953 UPOLO LN NAPLES FL 341197510, NAPLES, FL 34119-7510

Mortgage

Document Number	55611383
Date	Oct 11, 2018
Book Page	005561/001383
Instrument	5623354

Lender

Name	AMERICA'S MONEY SOURCE INC
Address	ORLANDO, FL 32806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,744 (+2.7%)	$663,599 (-4.67%) Land $278,148 Building $385,451
2025	$4,970.00 (+7.11%) Homeowner's exemption	$488,553 (+5.99%)	$696,094 (-5.78%) Land $371,440 Building $324,654
2024	$4,640.00 (+1%)
2023	$4,594.00 (-2.26%) Homeowner's exemption	$460,955 (+3%)	$738,801 (+19.19%) Land $328,249 Building $410,552
2022	$4,700.00 Homeowner's exemption	$447,529	$619,876 Land $182,494 Building $437,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 316 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	316 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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