3964 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3964 Putnam Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1900
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Oct 2019)
Tax Bill	$2,684 (2026)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 36.-3-31`

Property Details

APN / Parcel Number

Primary APN	`422800 36.-3-31`
Alternative APN	`280003600000030310000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,408 sqft Living Area
1st Floor Area	704 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	112 ft deep x 240 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3964 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	V 1.-37-26
Legal Block	3
Legal Lot Number	31.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2021
Census Tract	32602

Owner

3964 Putnam Rd is owned by an individual who bought it in October 2019.

Source: Schenectady County and Rotterdam Town records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1072 BAKER AVE, SCHENECTADY, NY 12309-5753
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Jan 13, 2011 · Amount on File
Deed Document Number	201947105
Deed Book / Page	2022 / 254
Prior Transfer Date	Nov 19, 2010
Prior Transfer Doc	0000051200
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 18, 2019
Property Address	3964 PUTNAM RD, SCHENECTADY, NY 12306-6145
Document Number	0000047105
Book / Page	002022 / 000254
Instrument Date	Oct 9, 2019
Instrument	47105
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$92.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 BAKER AVE SCHENECTADY NY 123095702, SCHENECTADY, NY 12309-5702

Tax Assessment & Valuation

The 2026 property tax bill for 3964 Putnam Rd was $2,684, down 8.8% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,684.00 (-8.8%)
2025	$2,943.00	$73,100 Land $18,600 Building $54,500	$112,500 Land $28,625 Building $83,875
2023		$73,100 Land $18,600 Building $54,500	$96,200 Land $24,478 Building $71,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3964 Putnam Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3964 Putnam Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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