3486 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3486 Putnam Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,904 sqft · built 1986
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Company Names on File
Tax Bill	$9,783 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 36.-3-37`

Property Details

APN / Parcel Number

Primary APN	`422800 36.-3-37`
Alternative APN	`280003600000030370000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,904 sqft Living Area
1st Floor Area	952 sqft
2nd Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	87,991 sqft (2.02 acres)
Porch	Slab
Porch Area	550 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3486 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2021
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 36.-3-37

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	131 EVANS RD, SCHENECTADY, NY 12306-5514
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2026	Intrafamily Transfer, Transfer
Apr 03, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 10, 2026
Transfer Doc	0000004427
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 04, 2026
Property Address	3486 PUTNAM RD, SCHENECTADY, NY 12306-6141
Document Number	0000004427
Instrument Date	Mar 04, 2026
Instrument	202604427
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3486 PUTNAM RD, SCHENECTADY, NY 12306-6141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3486 PUTNAM RD, SCHENECTADY, NY 12306-6141

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	3486 PUTNAM RD, SCHENECTADY, NY 12306-6141
Document Number	0000018482
Instrument Date	Apr 03, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3486 PUTNAM RD SCHENECTADY NY 123066141, SCHENECTADY, NY 12306-6141

Mortgage

Document Number	0000018482
Date	Apr 26, 2017
Book Page	004756/000757
Instrument	18482

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,783.00	$243,000 (-) Land $32,600 Building $210,400	$373,800 (+16.92%) Land $50,148 Building $323,652
2023		$243,000 Land $32,600 Building $210,400	$319,700 Land $42,890 Building $276,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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