Bell County property record for 3964 E US Hwy 190, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 1,272 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Tax Bill | $469 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0454050100 |
| Primary APN | 0454050100 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,272 sqft Living Area |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Canopy | 951 sqft |
| Storage Building | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 814027 |
|---|---|
| Street Address | 3964 E US HIGHWAY 190 |
| City | TEMPLE |
| State | TX |
| Zip | 76501-7548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0014BC M MORENO, 398-2-1, ACRES 1.0 398-2-1, |
| Legal Subdivision | M MORENO |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 20900 |
3964 E US Hwy 190 is owned by a company that acquired it in May 2016.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 782, BELTON, TX 76513-0782 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2016 |
| Deed Sale | May 3, 2016 |
| Deed Document Number | 201600017594 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 13, 2026 |
| Property Address | 3964 E US HIGHWAY 190, TEMPLE, TX 76501-7548 |
| Document Number | 0000017399 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202617399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000017399, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 202617399 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $469.00 (-11.84%) | $31,663 Land $17,424 Building $14,239 | $31,663 Land $17,424 Building $14,239 |
| 2022 | $532.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3964 E US Hwy 190 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3964 E US Hwy 190 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Brightspeed, T-Mobile.
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