Bell County property record for 3906 E US Hwy 190, Temple, TX 76501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1962 |
| Lot Size | 0.681 acres (29,664 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,961 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0453230000 |
| Primary APN | 0453230000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,664 sqft (0.681 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 570 sqft |
| Patio Area | 98 sqft |
| Canopy | 240 sqft |
| Storage Building | 288 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3906 E US HIGHWAY 190 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0014BC M MORENO, 401, ACRES .681 |
| Legal Subdivision | M MORENO |
| Legal Block | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 20900 |
3906 E US Hwy 190 is owned by a company that acquired it in March 2011.
Source: Bell County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8236 PADDY HAMILTON RD, BELTON, TX 76513-8436 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2011 |
| Deed Sale | Mar 28, 2011 |
| Prior Sale | Apr 15, 2010 · Amount on File |
| Deed Document Number | 201110206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 17, 2021 |
| Property Address | 3906 E US HIGHWAY 190, TEMPLE, TX 76501-7548 |
| Document Number | 0000083049 |
| Map Reference | DOC 201400002697 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 2021083049 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 S COLLEGE AVE, 612, TROY, TX 76579-2601 |
| Name | Verified Name |
|---|---|
| Address | 8236 PADDY HAMILTON RD, BELTON, TX 76513-8436 |
| Document Number | 0000083050 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 2021083050 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3906 E US Hwy 190 was $1,961.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,961.00 | $122,803 Land $18,689 Building $104,114 | $122,803 Land $18,689 Building $104,114 |
| 2023 | $1,779.00 (-14.59%) | $119,948 Land $12,162 Building $107,786 | $119,948 Land $12,162 Building $107,786 |
| 2022 | $2,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3906 E US Hwy 190 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 E US Hwy 190 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Brightspeed, T-Mobile.
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