3964 Chadwick Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 3964 Chadwick Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 5,246 sqft · built 2003
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$914,656 (Jul 2026)
Tax Bill	$8,970 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-05-002-036.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-05-002-036.000-018`
Alternative APN	`1614050002036000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	5,246 sqft Living Area
Gross Area	8,565 sqft
1st Floor Area	4,013 sqft
Attic	Attic
Attic Area	338 sqft
Basement Area	2,466 sqft
Finished Basement	1,233 sqft
Unfinished Basement	1,233 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Brick
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	165 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	1,748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3964 CHADWICK DR
City	CARMEL
State	IN
Zip	46033-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 5, TOWNSHIP 17, RANGE 4, CAROLINA COMMONS, SECTION 2, LOT 63
Legal Range	04
Legal Township	17
Legal Section	05
Legal Subdivision	CAROLINA COMMONS SECTION 2
Legal Lot Number	63
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2005
Census Tract	111004

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3964 CHADWICK DR, CARMEL, IN 46033-4808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202630586
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 8, 2026
Property Address	3964 CHADWICK DR, CARMEL, IN 46033-4808
Document Number	0000030586
Instrument Date	Jul 7, 2026
Instrument	202630586
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 CHADWICK DR, CARMEL, IN 46033-4808

Mortgage

Document Number	0000030587,
Date	Jul 8, 2026
Instrument	202630587

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 1, 2022
Property Address	3964 CHADWICK DR, CARMEL, IN 46033-4808
Document Number	0000016988
Map Reference	MB 13 PG 62
Instrument Date	Mar 18, 2022
Instrument	2022016988
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATA NATIONAL TITLE GROUP/IN LLC, ATA NATL TTL GROUP OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 CHADWICK DR, CARMEL, IN 46033-4808

Mortgage

Document Number	0000016989
Date	Apr 1, 2022
Instrument	2022016989

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$874,500 (+8.81%) Land $157,700 Building $716,800	$874,500 (+8.81%) Land $157,700 Building $716,800
2024	$8,970.00 (+0.21%)
2023	$8,951.00 (+11.1%) Homeowner's exemption	$803,700 (+13.58%) Land $157,700 Building $646,000	$803,700 (+13.58%) Land $157,700 Building $646,000
2022	$8,057.00 Homeowner's exemption	$707,600 Land $157,700 Building $549,900	$707,600 Land $157,700 Building $549,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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