Hamilton County property record for 3960 Chadwick Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 7,821 sqft · built 2003 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $885,000 (Apr 2018) |
| Tax Bill | $12,873 (2024) |
| Deeds & Mortgages | Aug 2026 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-05-004-001.000-018 |
| Primary APN | 29-14-05-004-001.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 7,821 sqft Living Area |
| Gross Area | 12,575 sqft |
| 1st Floor Area | 8,641 sqft |
| Basement Area | 3,282 sqft |
| Finished Basement | 2,462 sqft |
| Unfinished Basement | 820 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 36,590 sqft (0.84 acres) |
| Lot Dimensions | 181 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 3,934 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3960 CHADWICK DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R SHAPE |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | CAROLINA COMMONS |
| Legal Lot Number | 64 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 111004 |
Source: Hamilton County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 18, 2018 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2018 · Amount on Record |
| Deed Sale | Apr 18, 2018 · Amount on Record |
| Prior Sale | Dec 5, 2003 |
| Deed Document Number | 201816352 |
| Last Transfer Date | Jul 8, 2026 |
| Transfer Doc | 0000035708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 6, 2026 |
| Property Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Document Number | 0000035708 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202635708 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000083081 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020083081 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 18, 2018 |
| Property Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Document Number | 2018016352 |
| Map Reference | MB13 PG60-64 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 2018016352 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3960 CHADWICK DR, CARMEL, IN 46033-4808 |
| Document Number | 2018016353 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 2018016353 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,243,100 (+9.25%) Land $186,800 Building $1,056,300 | $1,243,100 (+9.25%) Land $186,800 Building $1,056,300 | |
| 2024 | $12,873.00 (-2.48%) | ||
| 2023 | $13,200.00 (+12.58%) Homeowner's exemption | $1,137,900 (+13.52%) Land $186,800 Building $951,100 | $1,137,900 (+13.52%) Land $186,800 Building $951,100 |
| 2022 | $11,725.00 Homeowner's exemption | $1,002,400 Land $186,800 Building $815,600 | $1,002,400 Land $186,800 Building $815,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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