3964 135th St, Plato, MN 55370 Property Records

McLeod County property record for 3964 135th St, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,555 sqft · built 1998
Lot Size	3.42 acres (148,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2021)
Tax Bill	$4,092 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.054.0010`

Property Details

APN / Parcel Number

Primary APN	`02.054.0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,555 sqft Total Area
1st Floor Area	1,433 sqft
Basement Area	1,255 sqft
Finished Basement	1,255 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	3964 135TH ST
City	PLATO
State	MN
Zip	55370-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHUETTE ADDITION LOT-001 BLOCK-001 3.42 AC
Legal Subdivision	SCHUETTE ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLEOD MN
Township / Civil Division	BERGEN
Census Block Group	2
Census Block	2057
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3964 135TH ST, PLATO, MN 55370-8123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Deed Document Number	2021452389
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	3964 135TH ST, PLATO, MN 55370-8123
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	451537
Date	Mar 29, 2021
Instrument	451537

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2022

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	May 6, 2021
Property Address	3964 135TH ST, PLATO, MN 55370-8123
Document Number	452389
Instrument Date	Apr 30, 2021
Instrument	452389
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	WATERMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3964 135TH ST, PLATO, MN 55370-8123

Mortgage

Document Number	452390
Date	May 6, 2021
Instrument	452390

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Bergen Township
Unified School District	Lester Prairie Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,092.00 (+47.94%) Homeowner's exemption
2025		$406,900 (+5.63%) Land $113,500 Building $293,400	$406,900 (+5.63%) Land $113,500 Building $293,400
2022		$385,200 Land $108,100 Building $277,100	$385,200 Land $108,100 Building $277,100
2019	$2,766.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2002)
Most Recent Claim	Jun 2002 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Nuvera Communications Fixed Wireless	100 / 20
Broadband Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AT&T.

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