3181 135th St, Plato, MN 55370 Property Records

McLeod County property record for 3181 135th St, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1985
Lot Size	27.3 acres (1,189,188 sqft)
Owner	Individual Name on Record
Tax Bill	$4,480 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`02.034.0900`

Property Details

APN / Parcel Number

Primary APN	`02.034.0900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Total Area
1st Floor Area	1,788 sqft
Basement Area	894 sqft
Finished Basement	894 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,189,188 sqft (27.3 acres)
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	7 Parking Spaces
Deck Area	321 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	3181 135TH ST
City	PLATO
State	MN
Zip	55370-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-116 RANGE-027 27.30 AC 27.30 AC OF S 1/2 NE 1/4 S & W OF CR #74
Legal Range	27E
Legal Township	116
Legal Section	34
Legal Subdivision	SECTION 34, TOWNSHIP 116, RANGE 27
Jurisdiction	MCLEOD MN
Township / Civil Division	BERGEN
Census Block Group	2
Census Block	2081
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3181 135TH ST, PLATO, MN 55370-8126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage KLEIN BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST CO
Nov 2, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 2, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000448517
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	3181 135TH ST, PLATO, MN 55370-8126
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000437348
Date	Oct 1, 2018
Instrument	437348

Lender

Name	KLEIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 22, 2033

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	3181 135TH ST, PLATO, MN 55370-8126
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000448698
Date	Nov 9, 2020
Instrument	448698

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2050

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	3181 135TH ST, PLATO, MN 55370-8126
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463401
Date	Apr 18, 2023
Instrument	463401

Lender

Name	SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 3, 2028

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEOD MN
Recording Date	Nov 2, 2020
Property Address	3181 135TH ST, PLATO, MN 55370-8126
Document Number	0000448519
Instrument Date	Nov 2, 2020
Instrument	448519
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 135TH ST, PLATO, MN 55370-8126

November 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MCLEOD MN
Recording Date	Nov 2, 2020
Property Address	3181 135TH ST, PLATO, MN 55370-8126
Document Number	0000448517
Instrument Date	Nov 2, 2020
Instrument	448517
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3181 135TH ST, PLATO, MN 55370-8126

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Bergen Township
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,480.00 (+5.59%) Homeowner's exemption
2025		$518,600 (+2.61%) Land $218,600 Building $300,000	$518,600 (+2.61%) Land $218,600 Building $300,000
2022	$4,243.00	$505,400 Land $209,200 Building $296,200	$505,400 Land $209,200 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2002)
Most Recent Claim	Jun 2002 · Severe Storms, Flooding And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Broadband Fixed Wireless	100 / 20
Nuvera Communications Fixed Wireless	60 / 10
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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