3960 Pharo Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 3960 Pharo Dr, Cincinnati, OH 45245 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2001
Square Footage	1,056 sqft Living Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (2002)
Tax Bill	$2,905.00 (2025)

Owner

Source: Clermont County records · APN 41-32-17D-251

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3960 PHARO DR, CINCINNATI, OH 45245-2206
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 19, 2002 · Amount on Record
Deed Sale	Sep 19, 2002 · Amount on Record
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00 (-56.96%)	$67,870 (-) Land $18,970 Building $48,900
2024			$193,900 (-) Land $54,200 Building $139,700
2023	$6,750.00 (+170.43%) Homeowner's exemption	$67,870 (+58.43%) Land $18,970 Building $48,900	$193,900 (+58.42%) Land $54,200 Building $139,700
2022	$2,496.00 Homeowner's exemption	$42,840 Land $11,970 Building $30,870
2020			$122,400 Land $34,200 Building $88,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`41-32-17D-251`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,056 sqft Living Area
1st Floor	1,056 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch Area	72 sqft Porch
View	Cul-de-sac View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3960 PHARO DR
City	CINCINNATI
State	OH
Zip	45245-2206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	CLERMONT OH
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3002
Census Tract	41202