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3963 Orchard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3963 Orchard Dr, Arnold, MO 63010 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,608 sqft · built 2007
Lot Size1.47 acres (64,033 sqft)
OwnerIndividual Name on File
Tax Bill$3,710 (2023)
Deeds & MortgagesOct 2019 Line of Credit
Dec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN093.005.03001001

Property Details

APN / Parcel Number

Primary APN093.005.03001001

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,608 sqft Living Area
1st Floor Area1,608 sqft
Attic Area225 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area64,033 sqft (1.47 acres)
Garage TypeAttached
Garage Area676 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
PorchPorch
Porch Area856 sqft
Patio Area733 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3963 ORCHARD DR
CityARNOLD
StateMO
Zip63010-4275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSS ORCHARD 2 LOT 13A
Legal Range06
Legal Township42
Legal Section05
Legal QuarterSW
Legal SubdivisionROSS ORCHARD 2
Legal Block1
Legal Lot Number13A 13
JurisdictionJEFFERSON MO
Township / Civil DivisionWINDSOR
Census Block Group3
Census Block3002
Census Tract700115

Owner

Source: Jefferson County records · APN 093.005.03001001

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3963 ORCHARD DR, ARNOLD, MO 63010-4275
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2019Deed of Trust, Mortgage · Line of Credit
GREAT STHRN BK
Dec 30, 2016Deed of Trust, Mortgage
GREAT STHRN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2025
Deed SaleApr 17, 2025
Prior SaleDec 16, 2014
Deed Document Number2025R-009092
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3963 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number0000036457
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3963 ORCHARD DR ARNOLD MO 630104275, ARNOLD, MO 63010-4275

Mortgage

Document Number0000036457
DateNov 20, 2019
Instrument36457
Lender
NameGREAT STHRN BK
TypeBank
AddressSAINT LOUIS, MO 63122
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3963 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number0000003559
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedFeb 09, 2017
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3963 ORCHARD DR ARNOLD MO 630104275, ARNOLD, MO 63010-4275

Mortgage

Document Number0000003559
DateFeb 02, 2017
Instrument3559
Lender
NameGREAT STHRN BK
TypeBank
AddressSPRINGFIELD, MO 65801-9600
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$57,000 (+8.99%) Land $4,100 Building $52,900
2024$299,800 (+8.98%) Land $21,500 Building $278,300
2023$3,710.00$52,300 Land $4,100 Building $48,200$275,100 Land $21,500 Building $253,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims25 (1982–2013)
Most Recent ClaimJun 2013, river or lake flooding
Claims By Storm
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 15% of Missouri
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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