3941 Orchard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3941 Orchard Dr, Arnold, MO 63010 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,007 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$192,717 (May 2026)
Tax Bill	$870 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093.005.02006006`

Property Details

APN / Parcel Number

Primary APN	`093.005.02006006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,007 sqft Living Area
Gross Area	1,375 sqft
1st Floor Area	1,007 sqft
Basement Area	1,007 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	368 sqft
Porch	Open Frame Porch
Porch Area	24 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3941 ORCHARD DR
City	ARNOLD
State	MO
Zip	63010-4275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSS ORCHARD PT LOT 12
Legal Range	6E
Legal Township	42N
Legal Section	05
Legal Subdivision	ROSS ORCHARD
Legal Block	3
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3002
Census Tract	700115

Owner

Source: Jefferson County records · APN 093.005.02006006

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit CENTURY CU
May 19, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 27, 2022	Quit Claim Deed, Transfer · Line of Credit ENTERPRISE BANK & TRUST CO
Jul 21, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Apr 25, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	202613407
Prior Transfer Date	Jun 16, 2014
Prior Transfer Doc	0000018136
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009918
Date	Mar 24, 2022
Instrument	2022R-009918

Lender

Name	CENTURY CU
Type	Credit Union
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 19, 2026
Property Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number	0000013407
Instrument Date	May 15, 2026
Instrument	202613407
Transaction Type	Transfer
Record Updated	Jun 01, 2026
Title Company	TITLE PREMIER LLC, TITLE PREMIER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275

Mortgage

Document Number	0000013408,
Date	May 19, 2026
Instrument	202613408

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 27, 2022
Property Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number	0000040178
Map Reference	MB 7 PG 38
Instrument Date	Dec 21, 2022
Instrument	2022R-040178
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TRUST TITLE COMPANY, TRUE TITLE COMPANY LL

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHRISTLNA DRIVE, PEVELY, MO 63070-1644

Mortgage

Document Number	0000040179
Date	Dec 27, 2022
Instrument	2022R-040179

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 21, 2022
Property Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number	0000024144
Instrument Date	Jul 18, 2022
Instrument	2022R-024144
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4835 KAMP DR, ARNOLD, MO 63010-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CHRISTINA DR, PEVELY, MO 63070-1644

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3941 ORCHARD DR, ARNOLD, MO 63010-4275
Document Number	0000012444
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3941 ORCHARD DR ARNOLD MO 630104275, ARNOLD, MO 63010-4275

Mortgage

Document Number	0000012444
Date	May 06, 2019
Instrument	12444

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 05, 2039

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (+2.47%)	$12,600 (+5.88%) Land $1,800 Building $10,800	$66,400 (-) Land $9,400 Building $57,000
2024	$849.00 (+0.59%)		$66,400 (+6.58%) Land $9,400 Building $57,000
2023	$844.00	$11,900 Land $1,800 Building $10,100	$62,300 Land $9,400 Building $52,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001153, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	25 (1982–2013)
Most Recent Claim	Jun 2013, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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