3962 Wind Drift Cir, Gainesville, GA 30506 Property Records

Hall County property record for 3962 Wind Drift Cir, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,476 sqft · built 1985
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Mar 1999)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	Jul 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-121-000-042`

Property Details

APN / Parcel Number

Primary APN	`10-121-000-042`
Alternative APN	`32490`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,476 sqft Heated Area
1st Floor Area	2,418 sqft
2nd Floor Area	2,058 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	183 ft deep x 200 ft wide
Garage Area	598 sqft

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	140 sqft
Patio Area	24 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32490
Street Address	3962 WIND DRIFT CIR
City	GAINESVILLE
State	GA
Zip	30506-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUNDOWN ON LANIER LT 25
Legal Subdivision	SUNDOWN ON LANIER
Legal Lot Number	25
Jurisdiction	HALL GA
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2008
Census Tract	502

Owner

3962 Wind Drift Cir is owned and occupied by two individuals who bought it in March 1999.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3962 WIND DRIFT CIR, GAINESVILLE, GA 30506-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK & TRUST
May 17, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 1999 · Amount on File
Deed Sale	Mar 12, 1999 · Amount on File
Deed Book / Page	3455 / 438
Prior Transfer Date	Jan 29, 1998
Prior Transfer Doc	3109000026
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3962 WIND DRIFT CIR, GAINESVILLE, GA 30506-3607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079400237
Date	Jul 28, 2017
Book Page	7940/237

Lender

Name	PEACH STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2027

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	3962 WIND DRIFT CIR, GAINESVILLE, GA 30506-3607
Document Number	0079060276
Book / Page	007906 / 000276
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3962 WIND DRIFT CIR GAINESVILLE GA 305063607, GAINESVILLE, GA 30506-3607

Mortgage

Document Number	0079060276
Date	May 31, 2017
Book Page	007906/000276

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 3962 Wind Drift Cir was $2,790 with a homeowner's exemption, up 2.8% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 (+2.84%) Homeowner's exemption	$425,280 (+0.72%) Land $180,800 Building $244,480	$1,063,200 (+0.72%) Land $452,000 Building $611,200
2025	$2,713.00 Homeowner's exemption	$422,240 Land $180,800 Building $241,440	$1,055,600 Land $452,000 Building $603,600
2023	$8,679.00 (+5.34%) Homeowner's exemption	$335,160 (+10.58%) Land $148,840 Building $186,320	$837,900 (+10.58%) Land $372,100 Building $465,800
2022	$8,239.00 Homeowner's exemption	$303,080 Land $148,840 Building $154,240	$757,700 Land $372,100 Building $385,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3962 Wind Drift Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3962 Wind Drift Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wind Drift Cir

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