3961 Madison Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 3961 Madison Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1953
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$64,289 (Mar 2025)
Tax Bill	$495 (2025)
Deeds & Mortgages	Aug 2022 Sale Oct 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`044-10-00-059.00`

Property Details

APN / Parcel Number

Primary APN	`044-10-00-059.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	916 sqft Finished Area
Gross Area	1,868 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3961 MADISON PIKE
City	FT MITCHELL
State	KY
Zip	41017-9704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.54 ACS ON ES LLL HWY
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2018
Census Tract	65502

Owner

3961 Madison Pike is owned by an individual who bought it in March 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3961 OLD MADISON PIKE, COVINGTON, KY 41017
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed, Transfer
Oct 24, 2019	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Aug 23, 2022 · Amount on File
Deed Document Number	202579
Deed Book / Page	335 / 781
Prior Transfer Date	Mar 28, 2025
Prior Transfer Doc	0000000079
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 23, 2022
Property Address	3961 MADISON PIKE, FT MITCHELL, KY 41017-9704
Document Number	0005900135
Book / Page	185 / 650
Instrument Date	Aug 22, 2022
Instrument	22082305900135
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3957 MADISON PIKE, 3957, COVINGTON, KY 41017-9704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	160 VALLEY VIEW DR, SOUTHGATE, KY 41071-3017

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 24, 2019
Property Address	3961 MADISON PIKE, FT MITCHELL, KY 41017-9704
Document Number	0000000299
Book / Page	0I4351 / 000296
Instrument Date	Oct 23, 2019
Instrument	299
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3957 OLD MADISON RD COVINGTON KY 41017, COVINGTON, KY 41017

Tax Assessment & Valuation

The 2025 property tax bill for 3961 Madison Pike was $495.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,400 (+156.8%) Land $10,000 Building $118,400	$128,400 (+156.8%) Land $10,000 Building $118,400
2025	$495.00	$50,000 Land $5,000 Building $45,000	$50,000 Land $5,000 Building $45,000
2023	$533.00	$50,000 Land $5,000 Building $45,000	$50,000 Land $5,000 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3961 Madison Pike in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	24 (1990–2013)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3961 Madison Pike is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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