Kenton County property record for 3931 Madison Pike, Covington, KY 41017
| Property Type | Vacant Land |
|---|---|
| Lot Size | 19.2 acres (837,746 sqft) |
| Owner | Company Name on File |
| Tax Bill | $11,505 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-00-001.02 |
| Primary APN | 044-00-00-001.02 |
|---|
| Lot Area | 837,746 sqft (19.2 acres) |
|---|
| Street Address | 3931 MADISON PIKE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-9688 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 19.2320 ACS EAST SIDE MADISON PK KNOWN AS COMBINED PARCEL 'A' |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
3931 Madison Pike, vacant land, is owned by a company that acquired it in December 2012.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 398, NEWPORT, KY 41072 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| May 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WESBANCO BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2012 |
| Transfer Doc | 0005900144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 29, 2026 |
| Property Address | 3931 MADISON PIKE, FT MITCHELL, KY 41017-9688 |
| Document Number | 0000011190 |
| Book / Page | 438 / 872 |
| Instrument Date | May 19, 2026 |
| Instrument | 202611190 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 3951 MADISON PIKE, FT MITCHELL, KY 41017-9437 |
| Document Number | 0000011190, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 438/872 |
| Instrument | 202611190 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3931 MADISON PIKE, COVINGTON, KY 41017-9688 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3951 MADISON PIKE, COVINGTON, KY 41017-9437 |
| Document Number | 0005900043 |
|---|---|
| Date | May 18, 2023 |
| Book Page | KCM 462/155 |
| Instrument | 23051805900043 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | NEWPORT, KY 41071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3931 Madison Pike was $11,505.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,161,000 (-) Land $1,161,000 | $1,161,000 (-) Land $1,161,000 | |
| 2025 | $11,505.00 | $1,161,000 Land $1,161,000 | $1,161,000 Land $1,161,000 |
| 2023 | $12,376.00 | $1,161,000 Land $1,161,000 | $1,161,000 Land $1,161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3931 Madison Pike in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3931 Madison Pike is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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